Economy July 3, 2026 09:12 AM

BofA Says Stronger Growth Unlikely to Lift European Equities

Bank argues markets already price perfection and AI-related risks could reverse recent gains

By Jordan Park
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Bank of America European equities strategists warn that an improving macro backdrop in Europe - including German fiscal stimulus, easing inflation and softer ECB rhetoric - may not translate into higher stock prices because valuations already reflect ideal conditions and AI-related capex expectations could be challenged.

BofA Says Stronger Growth Unlikely to Lift European Equities
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Key Points

  • BofA expects euro area domestic demand to reaccelerate through year-end, supported by German fiscal stimulus.
  • Inflation is easing and ECB rhetoric has softened, creating what BofA describes as a "mini-goldilocks moment."
  • BofA warns that markets are "priced for perfection," with margin expectations at record highs and risk premia at a 20-year low, and highlights AI capex-driven returns as a concentration risk.

Bank of America(BofA) European equities strategists say a pick-up in economic momentum across the region is unlikely to provide a fresh leg higher for European stocks. While macro indicators are tilting more favorable, the strategists argue that much of the positivity is already embedded in market prices.

In their note, BofA highlights several supportive developments in the euro area. "The impact of German fiscal stimulus is finally set to materialize, with our economists expecting Euro area domestic demand growth to reaccelerate through year-end. Meanwhile, inflation is easing and ECB rhetoric has become noticeably less hawkish, creating a mini-goldilocks moment," the bank writes.

Despite that confluence of factors - looser monetary tones, lower inflation and rising domestic demand - BofA contends the STOXX 600 and other European benchmarks may not benefit further. The bank cautions that market participants have already priced in an exceptionally favorable scenario: "the European market remains priced for perfection - with margin expectations at record highs and risk premia at a 20-year low."

Part of BofA's concern centers on the role of artificial intelligence in recent equity gains. The strategists note that a broader alignment of European and Asian markets with the AI investment cycle has supported equity performance even in regions with fewer chipmakers. They warn that "AI models increasingly risk becoming commoditised, which could call into question AI capex expectations and threaten a reversal of the AI-led momentum."

The scale of AI's influence on European equity returns is underscored by a separate industry view cited in the original commentary: Morgan Stanley estimates that 70% of year-to-date MSCI Europe performance has been driven by the AI capex complex. That dynamic reinforces BofA's caution that much of the upside may already be reflected in current prices.

In short, BofA's position is that improving fundamentals - including Germanyfiscal measures, lower inflation and a less hawkish tone from the European Central Bank - create a supportive backdrop but not necessarily further upside for equities given stretched margins, compressed risk premia and concentrated exposure to AI-related investment expectations.


Context limitations: The commentary reflects the views and estimates presented by the bank and the cited market estimate regarding AI-related contribution to returns. The analysis does not add new data beyond what is stated above.

Risks

  • AI commoditisation: If AI models become commoditised, projected AI capex could be revised down, potentially reversing the AI-led market momentum - this affects technology and capital goods sectors.
  • Valuation sensitivity: High margin expectations and a 20-year low in risk premia leave European equities vulnerable to corrections if growth or profitability disappoints - this impacts broad market indices including the STOXX 600.
  • Concentration of returns: Heavy reliance on AI capex for year-to-date performance (estimated at 70% for MSCI Europe) raises the risk that an unwind in that complex could disproportionately affect equity returns - this mainly affects tech and related sectors.

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