Insurance Risk Paradox: Claims Volume Declined but Risk is More Elevated and Concentrated, New Verisk Report Finds
Verisk Analytics reports a decline in insurance claim volumes in 2025, particularly in homeowners and auto theft claims, while noting increased complexity and concentration of risks such as gig-economy auto claims and wildfire smoke damage. Emerging risks like silica dust and PFAS claims are rising, signaling evolving challenges for insurers despit…