Stock Markets July 9, 2026 07:06 AM

J.P. Morgan Cuts Stellantis Rating, Sees Longer Wait for Cost-Saving Benefits

Analyst cuts price target to €6 and trims profit forecasts as cost reductions are not expected to feed through until new models in 2027-28

By Hana Yamamoto
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J.P. Morgan downgraded Stellantis to Neutral from Overweight and lowered its price target to €6 from €10, citing an estimated 14-month lag before savings from cheaper components flow into the automaker's upcoming model launches in 2027-28. The bank reduced earnings forecasts across fiscal 2026-2028 and warned of persistent margin pressure in Europe and North America amid rising competition from Chinese automakers.

J.P. Morgan Cuts Stellantis Rating, Sees Longer Wait for Cost-Saving Benefits
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Key Points

  • J.P. Morgan downgraded Stellantis to Neutral from Overweight and cut its price target to €6 from €10, citing a 14-month lag before component cost savings feed into new models due in 2027-28.
  • Analyst Jose Asumendi reduced earnings estimates by an average of 30% for fiscal 2026-2028 and based the new target on 0.04x EV/Sales and 7x P/E, forecasting both European and North American operations near breakeven in the near term.
  • Competitive pressure from Chinese automakers gaining share in Europe and Stellantis' decision to leverage Chinese partners to use European plant capacity, rather than pursue large restructuring, are central to J.P. Morgan's caution.

J.P. Morgan on Thursday downgraded Stellantis to Neutral from Overweight and sharply reduced its price target to €6 from €10, arguing the automaker will likely need roughly 14 months before savings from lower-cost components translate into benefits for new models scheduled for 2027-28.

The move weighed on the stock. U.S.-listed shares were down 1.8% in premarket trading as of 07:28 ET (11:28 GMT), while shares traded in Milan eased by 0.8%.


Analyst view and earnings revisions

Analyst Jose Asumendi said Stellantis has not shown sufficient evidence of labour reductions or significant capacity exits across Europe and North America, which limits the likelihood of a rapid earnings recovery across both regions. In Europe, he described the company as effectively running the business cash neutral, using production capacity in partnership with Chinese firms such as Leapmotor and DongFeng rather than pursuing large restructuring actions that would generate material cash outflows.

Reflecting these operational choices, Asumendi trimmed earnings estimates by an average of 30% for fiscal 2026 through 2028. The revised price target is founded on valuation multiples of 0.04 times EV/Sales and 7 times price-to-earnings.


Competitive dynamics and capacity

The analyst highlighted intensifying competition from Chinese original equipment manufacturers as a key rationale for the downgrade, noting that Chinese automakers are advancing and capturing further market share in Europe. Established European peers, including Volkswagen and BMW, were cited as being in advanced talks with unions about capacity adjustments, contrasting with Stellantis' decision to lean on Chinese partners to help utilise European plant capacity.

Asumendi had hoped to see clearer signs of capacity reduction following Stellantis' capital markets day. Instead, management's approach to partner-enabled capacity utilisation limits the need for large-scale restructuring, although he added that some restructuring will be unavoidable.


Near-term performance and downside risks

J.P. Morgan expects a slow second quarter for Stellantis, with its EBIT forecast about 12% below the Bloomberg consensus. The bank sees both the company's European and North American operations remaining close to breakeven margins in the near term.

J.P. Morgan also flagged the risk of additional earnings downgrades if further quality-related provisions are required in North America, or if stronger competition in Brazil materially affects results and has not yet been incorporated into current estimates.


Cash flow and dividend considerations

Asumendi projects positive free cash flow in fiscal 2027, a development he says could permit a dividend payment in the following year. However, he expressed a preference for Stellantis to refrain from reinstating a dividend until returns in North America show clear improvement, given the competitive pressures in Europe and the importance of North American performance for overall returns.

Overall, J.P. Morgan's downgrade reflects a more cautious view of when cost savings and operational leverage will lift margins, alongside concerns about competition and the potential for further provisioning or downgrades.

Risks

  • Further earnings downgrades if additional quality-related provisioning is required in North America - impacts automotive and industrial sectors tied to auto production.
  • Stronger-than-expected competition in Brazil that is not yet reflected in forecasts - impacts automotive revenue and profitability in emerging markets.
  • Limited margin recovery absent significant labour reductions or capacity cuts in Europe and North America - affects auto manufacturers and suppliers dependent on operating leverage.

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