Insider Trading May 13, 2026 02:58 PM

Japan Post Holdings Reduces Stake in Aflac via Multi-Stage Stock Sale

Major shareholder disposes of $2.77 million in AFL common stock amid mixed quarterly earnings for the insurer.

By Derek Hwang AFL

Japan Post Holdings Co., Ltd., which maintains a ten percent ownership interest in Aflac Inc. (NYSE:AFL), has executed a series of transactions to sell common stock valued at approximately $2,767,869. The divestment, reported on May 11, 2026, involved the sale of 24,100 total shares across three distinct transaction windows. These sales occurred while Aflac's stock was trading near its 52-week high of $119.32, with the current market price sitting at $115.01. Despite this selling activity by a major stakeholder, analysis suggests the stock may still be undervalued relative to its calculated Fair Value.

Japan Post Holdings Reduces Stake in Aflac via Multi-Stage Stock Sale
AFL

Key Points

  • Japan Post Holdings executed a $2.77 million divestment of Aflac shares across three transaction stages.
  • Aflac reported first-quarter 2026 revenue of $4.35 billion, beating expectations despite an adjusted EPS of $1.75 missing the $1.80 target.
  • The company is expanding operational capacity through a new administration facility in Maine for state-mandated leave programs.

A recent regulatory filing with the U.S. Securities and Exchange Commission has detailed the specific mechanics of the share disposition carried out by Japan Post Holdings Co., Ltd. The total volume of 24,100 shares was liquidated through three separate tranches, each characterized by varying price points.

The breakdown of these transactions is as follows:

  • First Transaction: A sale of 6,247 shares at a weighted average price of $114.02 per share. Individual execution prices for this tranche ranged from $113.38 to $114.38.
  • Second Transaction: The disposal of 10,853 shares with a weighted average price of $114.92. During this phase, individual share prices fluctuated between $114.385 and $115.38.
  • Third Transaction: A final block of 7,000 shares was sold at a weighted average price of $115.48, with specific transaction prices ranging from $115.39 to $115.54.

Following the completion of these sales, Japan Post Holdings retains an indirect beneficial ownership in Aflac common stock totaling 51,612,845 shares. These securities are held directly by J&A Alliance Holdings Corporation, which serves as the trustee for the J&A Alliance Trust. Within this structure, Japan Post Holdings Co., Ltd. acts as the sole beneficiary and settlor of the trust, though it disclaims beneficial ownership except to the extent of its pecuniary interest.


The timing of this insider activity coincides with a period of varied financial results for Aflac Incorporated. In its first-quarter 2026 earnings report, the company presented a mixed performance profile. While Aflac reported total revenue of $4.35 billion—a figure that exceeded the $4.18 billion forecasted by analysts—its adjusted earnings per share (EPS) landed at $1.75. This EPS figure was slightly lower than the anticipated $1.80 benchmark.

On the corporate governance front, Aflac's annual meeting saw shareholders approve nearly all company proposals. The approved measures included the election of 11 directors to the board and the ratification of KPMG LLP as the independent registered public accounting firm for future periods. However, a specific proposal seeking an independent chairman for the board was not approved by the shareholders.

Operationally, Aflac continues to expand its administrative footprint. The company has established a new office located in South Portland, Maine. This facility is designated to administer the state's Paid Family and Medical Leave program, a role that involves managing claims for over 500,000 eligible workers as well as participating employers.

Risks

  • Earnings volatility: The discrepancy between Aflac's revenue beat and its EPS miss indicates potential pressure on profitability margins.
  • Governance nuances: While most proposals passed, shareholders declined a measure to appoint an independent board chairman.

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