World August 6, 2026 08:50 AM

S&P Global Keeps Australia's AAA Rating, Cites Modest Deficit and Stabilizing Debt

Ratings agency maintains stable outlook as fiscal measures and tax reforms are expected to limit pressure on public finances

By Jordan Park
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S&P Global Ratings has upheld Australia’s AAA long-term and A-1+ short-term sovereign ratings and kept a stable outlook, pointing to what it sees as modest general government deficits and stabilizing net debt over the coming years. The agency projects a general government deficit near 1.6% of GDP for the next two years, expects net debt to settle around 28% of GDP by fiscal 2029, and flagged risks tied to weaker fiscal outcomes and per-capita growth.

S&P Global Keeps Australia's AAA Rating, Cites Modest Deficit and Stabilizing Debt
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Key Points

  • S&P Global affirmed Australia’s AAA long-term and A-1+ short-term sovereign ratings and maintained a stable outlook.
  • The agency projects a general government deficit of about 1.6% of GDP for the next two years and expects net general government debt to stabilize at about 28% of GDP by fiscal 2029.
  • Monetary policy and inflation dynamics: the Reserve Bank of Australia raised its policy rate to 4.35% in early 2026; annual headline inflation was 3.8% to June 2026 and trimmed mean inflation was 3.6%.

S&P Global Ratings confirmed both its AAA long-term sovereign rating and its A-1+ short-term rating for Australia and retained a stable outlook on the long-term assessment. The agency said the stable outlook reflects its expectation that Australia will keep general government deficits and net debt at modest levels over the next two years.

S&P projects Australia’s general government deficit to be about 1.6% of gross domestic product for each of the next two years. The agency noted that planned increases to property taxes and a package of savings measures in the federal budget should help blunt the effects of growing structural spending pressures.

On the trajectory of public debt, S&P expects net general government debt to stabilize at roughly 28% of GDP in fiscal 2029, a marked rise from 12% of GDP in fiscal 2019. That projection reflects the agency’s assessment of ongoing fiscal dynamics and the impact of policy changes included in recent budget measures.

Economic growth is expected to slow, with real GDP projected to decelerate to 1.5% in fiscal 2027 as higher interest rates weigh on domestic sentiment. S&P noted that the Reserve Bank of Australia raised its policy rate at each of its first three meetings in 2026, taking the cash rate to 4.35%.

Inflation has also remained above the central bank’s target. Annual headline inflation was 3.8% in the 12 months to June 2026, while trimmed mean inflation was 3.6%, both above the Reserve Bank’s 2% to 3% target range, the agency said.

Fiscal policy actions cited by S&P include elements from the May 2026 federal budget. Those measures encompass changes to tax settings - notably curbs on negative gearing and alterations to the treatment of capital gains tax - and proposed constraints to forecast spending on the National Disability Insurance Scheme, measures the government says would yield about A$38 billion in savings over four years.

S&P cautioned that it could downgrade Australia’s ratings if both fiscal outcomes and per-capita economic growth were to perform materially below the agency’s current forecasts. The ratings agency also flagged external debt dynamics, saying that external debt net of public sector and financial sector external assets is expected to average more than 200% of current account receipts.


Context and implications

The affirmation of Australia’s top-tier long-term rating and strong short-term grade reflects S&P’s view that, despite a higher debt level than a decade ago and persistent inflation above the central bank’s target, the country’s fiscal trajectory and policy measures should keep deficits and net debt within manageable bounds over the near term. The ratings agency’s assessment ties together fiscal policy plans, debt metrics, inflation readings, and monetary policy moves in forming its outlook.

Risks

  • S&P could lower Australia’s ratings if both fiscal outcomes and per-capita economic growth fall materially below its forecasts - a risk for sovereign credit and government bond markets.
  • External debt net of public sector and financial sector external assets is expected to average over 200% of current account receipts, a vulnerability for external financing metrics.
  • Slowing real GDP growth - projected to slow to 1.5% in fiscal 2027 as higher interest rates weigh on domestic sentiment - coupled with inflation above the central bank’s target could pressure domestic financial conditions and consumer-facing sectors.

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