Stock Markets May 19, 2026 10:36 AM

Scale, digital push and loyalty fees: How Walmart navigated a year of tariffs

Massive store footprint, rising online sales and new revenue streams helped Walmart preserve low prices and widen its lead over rivals amid tariff-driven cost pressures

By Derek Hwang WMT AMZN

Walmart used a combination of expansive physical scale, prior investments in e-commerce and accelerating higher-margin businesses such as advertising and memberships to protect low prices and sustain profit margins during a year when tariffs and consumer belt-tightening pressured retailers. The retailer grew top-line sales while many peers lagged, but analysts warn elevated expectations and consumer headwinds could test performance ahead.

Scale, digital push and loyalty fees: How Walmart navigated a year of tariffs
WMT AMZN

Key Points

  • Walmart’s mix of scale, e-commerce expansion and higher-margin businesses helped preserve low prices and nearly flat operating margins amid tariff-related cost pressures.
  • E-commerce growth was rapid at Walmart - online sales rose 24% to $150.4 billion, making up 21.3% of net sales - while Amazon’s e-commerce grew 9% to about $269 billion.
  • Newer revenue streams, including advertising and membership fees, now represent a materially larger share of operating profits, supporting the company’s overall margin profile.

May 19 - As U.S. households pulled in spending and tariff measures pushed up costs last year, Walmart leaned on a mixture of scale, technology investments and new revenue sources to keep everyday prices low and protect margins.

Walmart posted a 4.7% increase in top-line sales for the fiscal year that ended Jan. 31, outperforming peers: Target’s sales fell 1.7%, Kroger’s were roughly flat and Albertsons’ sales rose about 3.5% over the same period. Investors have taken note of Walmart’s performance, with the stock up roughly 50% since U.S. President Donald Trump imposed suffocating tariffs in April 2025 - gains that outpaced its competitors. The company is due to report quarterly results on Thursday.

Analysts polled by LSEG expect another solid quarter, forecasting Walmart’s net sales to increase 5.5% year-on-year to $174.95 billion. Still, they signal potential challenges ahead. Persisting financial strain among working-class consumers and recent cuts to the SNAP federal grocery aid program for low-income families could weigh on sales. Furthermore, Walmart’s stock currently trades at 43 times forward earnings - a premium to rivals that leaves little room for error, where even modest shortfalls could pressure the share price.

Despite tariff-driven cost pressure, Walmart kept its operating margin nearly unchanged at 4.2% year-over-year. That stability reflects, in part, the advantages that come with operating at scale: an average Walmart store can stock more than 100,000 items, giving the company breadth to negotiate favorable terms with suppliers and sustain low shelf prices.

At the same time, newer, higher-margin revenue sources have helped subsidize lower-margin areas of the business. Morningstar data show that Walmart’s advertising business combined with membership fees accounted for an estimated 27% of operating profits last fiscal year, up from 9% in 2021.

Walmart’s earlier investments in online capabilities have also paid off. Industry analysts say the retailer began building out e-commerce and curbside pickup infrastructure before the COVID pandemic accelerated digital shopping - a strategy that allowed Walmart to make rapid gains against Amazon. Online sales at Walmart rose 24% in the last fiscal year, climbing from about $121 billion to $150.4 billion. E-commerce represented 21.3% of total net sales, up from 17.9% the previous year.

By contrast, Amazon’s online sales grew 9% over the same period, equivalent to about $22 billion in additional revenue, bringing its e-commerce total to approximately $269 billion, according to its most recent annual report. An Amazon spokesperson said that “Amazon’s online store continues to see strong growth, particularly in grocery and everyday essentials.” The spokesperson also highlighted that fresh groceries now make up nine of the top 10 most-ordered items where perishables are available, and that the company has begun offering 1-hour and 3-hour shipping in some markets.

Still, Walmart’s sprawling physical network - roughly 4,600 U.S. stores - functions as a vast distribution footprint that the company has leveraged to move groceries quickly, a critical advantage for perishable items. Investments in automated delivery and store-based fulfillment have helped Walmart inch ahead of Amazon in grocery execution in some respects. John Foraker, CEO of Once Upon a Farm, which sells organic refrigerated children’s food at both retailers, said the Walmart network is more efficient for cold-chain products. “(Amazon’s) cold chain distribution network is not anywhere near Walmart’s,” he said.

Analysts observe that Walmart’s heavy push into capital-intensive e-commerce capabilities creates downside risk if investments do not pay off. “Walmart faces a capital-intensive e-commerce arms race,” said Morningstar’s Brett Husslein, “leaving no margin for error.”

Market observers say Walmart’s combination of low prices, wide assortment and expanded services makes it a destination when households cut back. “When the economy is hurting or people feel like their wallet is stretched, they go to Walmart,” said Morningstar analyst Brett Husslein.

Other industry voices point to the retailer’s ability to use market turbulence to accelerate change. “Never waste a good crisis,” said TD Cowen analyst Oliver Chen, noting Walmart’s gains from earlier digital investments and operational changes.

Walmart’s growing mix of online sales, advertising revenue and membership income has reshaped how it offsets cost pressures while maintaining a price advantage for value-conscious shoppers.

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As Walmart heads into its next earnings release, the company’s recent performance underscores how scale and diversified revenue can blunt tariff and inflationary pressures. Yet analysts and investors will be watching closely for signs that the retailer can sustain growth and margin stability amid elevated stock-market expectations and potential pressure on lower-income consumers.


Key data and quotes preserved:

  • Walmart top-line sales: +4.7% for fiscal year ending Jan. 31.
  • Target sales: -1.7%; Kroger: about flat; Albertsons: +3.5%.
  • Analyst consensus: net sales +5.5% to $174.95 billion.
  • Operating margin: ~4.2% last year, nearly flat with prior year.
  • Advertising + membership fees estimated at 27% of operating profits last fiscal year, up from 9% in 2021.
  • Online sales: +24% from about $121 billion to $150.4 billion; 21.3% of total net sales (from 17.9%).
  • Amazon e-commerce: +9% to about $269 billion; roughly $22 billion of incremental sales.

Risks

  • Persisting weakness among working-class consumers and cuts to SNAP federal grocery aid could depress retail sales - impacting grocery and discount retail sectors.
  • High market expectations - Walmart trading at 43 times forward earnings - mean even small sales or margin misses could lead to significant share-price volatility, affecting equity markets and retail sector valuations.
  • Capital intensity of scaling e-commerce and delivery capabilities raises execution and investment risk; missteps could pressure margins and returns, particularly in the online grocery and logistics sectors.

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