Currencies April 28, 2026 05:02 AM

BofA Flags Renewed Pressure on South Korean Won as Outbound Investment Surges

Bank of America says rising outbound direct investment to developed markets and persistent portfolio outflows threaten capital account stability despite a robust trade surplus

By Avery Klein
BofA Flags Renewed Pressure on South Korean Won as Outbound Investment Surges

Bank of America warns that South Korea’s currency may come under further strain as outbound direct investment jumps to $72 billion in 2025 and shifts toward developed markets, particularly the United States and Europe. The bank highlights that manufacturing makes up less than a quarter of outbound flows, while finance and insurance dominate, and that the inflow of foreign direct investment is unlikely to fully offset the widening direct investment deficit. Persistent portfolio outflows, together with growing outbound direct investment, are cited as a combined source of pressure on the won and the capital account.

Key Points

  • Korea’s outbound direct investment increased to $72 billion in 2025, shifting toward developed markets such as the United States and Europe.
  • Manufacturing accounts for less than one-quarter of outbound direct investment, while finance and insurance dominate the mix.
  • Persistent portfolio outflows, together with rising outbound direct investment, add pressure to the capital account and contribute to won weakness.

Bank of America cautions that the South Korean won faces renewed downward pressure as outbound direct investment accelerates, even as the nation continues to benefit from a strong trade surplus fueled by the semiconductor cycle.


According to the bank, Korea’s outbound direct investment rose to $72 billion in 2025, with a clear reorientation toward developed-market destinations. The United States has emerged as the largest recipient in recent years, and Europe has also seen increased inflows. By contrast, investment into China has declined on a structural basis, while ASEAN economies are appearing more frequently as alternative destinations.

The composition of outbound investment has shifted as well. Manufacturing represents under one-quarter of total outbound direct investment, while finance and insurance sectors account for the largest share. This changing mix matters for the capital account because financing patterns and expected returns differ across sectors.


Bank of America anticipates a notable jump in U.S.-bound manufacturing investment following the U.S.-Korea investment agreement signed last year. The commitment implied by that deal equates to roughly 80% of Korea’s typical annual foreign direct investment to the United States and is about four times the current level of Korean manufacturing investment directed to the U.S. The bank points to recent Japanese investment announcements into the U.S. as a reference point for possible scale and sequencing, noting that such projects are likely to be announced in stages and that funding could come from multiple sources beyond equity.

While Korea has drawn substantial foreign direct investment in recent years, Bank of America argues that these inward flows are unlikely to fully counterbalance the widening direct investment deficit. That deficit, when combined with ongoing portfolio outflows, increases strain on the capital account.

In the bank’s view, persistent portfolio outflows remain a principal driver of won weakness. Outbound direct investment represents an additional, and less frequently discussed, source of pressure on the currency. Together, these capital movements point to a continued vulnerability of the won despite external strengths provided by trade.


The situation presents a mix of mitigating and amplifying factors. A strong trade surplus tied to semiconductors supports external balances, yet the scale and direction of capital flows - both portfolio and direct - are creating offsetting pressures on the currency and the broader capital account.

Risks

  • Widening direct investment deficit may not be fully offset by foreign direct investment inflows, pressuring the capital account - impacts capital markets and currency markets.
  • Ongoing portfolio outflows remain a key source of won weakness and could prolong currency instability - impacts equity and bond markets.
  • Uncertainty around the scale and timing of U.S.-bound manufacturing projects, which are likely to be announced in stages and financed from diverse sources, could affect the pace of investment-related capital flows - impacts manufacturing investment and related supply chains.

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