World February 20, 2026

Moody’s Keeps Tanzania at B1 as Growth Strengths Counterbalance Institutional and Political Risks

Stable outlook reflects robust expansion and policy shifts toward private-sector-led investment amid lingering social and political vulnerabilities

By Jordan Park
Moody’s Keeps Tanzania at B1 as Growth Strengths Counterbalance Institutional and Political Risks

Moody’s Ratings has affirmed Tanzania’s B1 local- and foreign-currency long-term issuer ratings and maintained a stable outlook. The decision balances the country’s continued rapid economic expansion and improved policy resilience against persistent weaknesses in institutions, low incomes, and elevated political and social risks following the 2025 election.

Key Points

  • Moody’s affirmed Tanzania’s B1 local- and foreign-currency long-term issuer ratings and maintained a stable outlook - impacts sovereign debt markets and public finance outlooks.
  • Economic expansion projected at a minimum of 6% is supported by rising investment in manufacturing, mining and processing, and continued growth in tourism and transport-related services - relevant to investors in infrastructure, extractives and travel sectors.
  • Non-grant revenue strengthened from 13.7% of GDP in FY2020/21 to 15.9% in FY2025/26 and is on track to exceed 17% of GDP this fiscal year, aided by tax-administration reforms, digitization and higher dividends from state-owned enterprises - affects fiscal sustainability and creditworthiness.

Moody’s Ratings has reaffirmed Tanzania’s B1 long-term issuer ratings in both local and foreign currency and kept the outlook stable. The rating action reflects a balance between structural weaknesses - notably a weak institutional framework and low per-capita incomes - and stronger macroeconomic momentum and shock resilience driven by recent policy measures and a pivot toward private-sector-led investment.

The agency highlighted a rise in political risks surrounding the 2025 election and the associated violence, although it noted that order has been restored since those events. Moody’s also pointed to persistent social pressures from low incomes and rapid population growth as factors that elevate the prospect of renewed instability. Such instability, the agency warned, could have adverse effects on investment flows, export performance and public finances.

Public debt, at roughly 50% of gross domestic product, is characterized as moderate but on an upward trajectory. The increase in borrowing has largely financed infrastructure and social-development projects, contributing to the growth of the debt stock.

On the growth front, Moody’s expects Tanzania’s economy to expand by at least 6% going forward. This outlook is supported by growing investment across manufacturing, mining and processing, as well as ongoing gains in tourism and transport-related services. Policy measures enacted over successive reform rounds have strengthened economic-policy effectiveness, the agency said.

Since 2023 authorities have moved to address foreign-currency shortages by encouraging greater use of the local currency and by improving domestic foreign-exchange market functioning. The central bank has also managed to keep inflation below 5% since 2018, a record Moody’s cited in assessing monetary stability.

Fiscal dynamics have shown improvement in revenue mobilization. Non-grant revenue rose from 13.7% of GDP in fiscal year 2020/21 to 15.9% of GDP in 2025/26, and it is projected to exceed 17% of GDP in the current fiscal year. Gains have been driven by enhanced tax administration, digitization and compliance, together with rising non-tax receipts. Higher dividend income following governance reforms at state-owned enterprises has contributed to the revenue uptick.

Nevertheless, financing conditions have tightened. Interest payments now account for 16% of revenue as access to concessional lending has become more constrained, increasing budgetary pressure.

Moody’s left Tanzania’s local-currency country ceiling at Ba1 and the foreign-currency country ceiling at Ba3. The three-notch gap between the local-currency ceiling and the sovereign rating reflects a combination of the large government role in the economy, moderate external imbalances and political and geopolitical risk, offset in part by diversified revenue sources and a record of more predictable policy execution.

Risks

  • Heightened political risk following the 2025 election and associated violence, though stability has been restored - a risk to investor confidence and capital flows into the economy.
  • Underlying social pressures from low incomes and rapid population growth raise the chance of renewed instability that could depress investment, exports and fiscal outcomes - a systemic risk to domestic consumption and external-sector performance.
  • Government debt rising toward 50% of GDP to finance infrastructure and social spending and higher interest costs consuming 16% of revenue amid reduced access to concessional lending - a fiscal risk that could constrain public spending and crowd out private investment.

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