Stock Markets February 26, 2026

UBS Signals Nearing Completion of Credit Suisse Client Migration

Swiss lender outlines timeline for system shutdowns and emphasizes technology as the primary disruption facing the financial center

By Sofia Navarro
UBS Signals Nearing Completion of Credit Suisse Client Migration

UBS has one remaining task to finish the migration of former Credit Suisse clients onto its platforms, Switzerland Country Head Sabine Keller-Busse said. The bank plans to start decommissioning Credit Suisse systems at the end of March, with the full process slated to conclude by the end of 2026. Keller-Busse also flagged policy unpredictability in the United States, the strong Swiss franc and technological change - particularly generative AI - as key issues for the bank and Switzerland.

Key Points

  • One final event remains to complete the migration of former Credit Suisse clients to UBS platforms; Credit Suisse systems will start being shut down at the end of March and the decommissioning will be completed by the end of 2026 - impacts the banking operations and technology infrastructure sectors.
  • UBS is not planning to expand its investment banking activities and will adhere to its current business model - relevant to investment banking and capital markets participants.
  • Management identifies technology, particularly generative AI, as the largest source of disruption ahead of tariffs, underscoring the importance of tech resilience across financial services.

UBS is approaching the end of a multi-step migration that moved former Credit Suisse clients onto UBS systems, leaving just a single event to complete, Switzerland Country Head Sabine Keller-Busse said on Thursday. The remaining activity follows an extensive integration effort and precedes the planned shutdown of legacy Credit Suisse technology.

Keller-Busse outlined the timetable for turning off Credit Suisse systems, noting that the bank will begin shutting those systems down at the end of March and expects the decommissioning work to be finished by the end of 2026. That schedule frames the operational close-out of the migration and the longer-term dismantling of overlap between the two organizations' infrastructures.

Beyond integration logistics, Keller-Busse spoke to economic and policy issues the bank and the Swiss economy face. She described unpredictability in U.S. policy as a significant concern. Separately, she described the strong Swiss franc as an ongoing problem for Switzerland, and she expressed uncertainty about how long the economy can sustain the current currency environment.

On strategic posture, Keller-Busse made clear that UBS will not seek to broaden its investment banking operations. The bank plans to remain consistent with its present business model rather than expand in that area.

Technology topped her list of potential disruptors. Keller-Busse said generative artificial intelligence and other new technologies will create greater upheaval than tariffs. She added that tariffs themselves are not relevant to UBS's core operations because the firm functions as a service provider, implying limited exposure to trade tax measures.

Summing up, Keller-Busse highlighted technology as the most significant looming disruption for the Swiss financial center while reiterating the timetable for system shutdowns tied to the Credit Suisse migration. Her comments linked operational milestones with broader policy and currency concerns that could influence the bank's operating environment going forward.


Contextual note: The remarks reflect UBS management's public outline of migration closure, operational timetable and the strategic stance on investment banking and technological change.

Risks

  • Uncertainty in U.S. policy represents a risk for the bank and the broader financial sector, given Keller-Busse's identification of unpredictability as a major concern.
  • A persistently strong Swiss franc poses a risk to Switzerland's economy, with unclear duration and potential strain on economic performance and export-related sectors.
  • Rapid technological change, especially advances in generative AI, could disrupt the financial center and require significant adaptation from banks and service providers.

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