Stock Markets February 18, 2026

Trump Jr. Blames Traditional U.S. Banking for Push Into Crypto

At Mar-a-Lago forum, Donald Trump Jr. and Eric Trump say account closures in early 2021 drove the family's launch of World Liberty Financial

By Leila Farooq
Trump Jr. Blames Traditional U.S. Banking for Push Into Crypto

Speaking at the World Liberty Forum at Mar-a-Lago, Donald Trump Jr. said closures of Trump Organization bank accounts in early 2021 compelled the family to enter cryptocurrency with World Liberty Financial, calling traditional banking a "Ponzi scheme." He and his brother Eric accused banks of "debanking" clients for political reasons and promoted stablecoins as a means to broaden access to finance.

Key Points

  • Donald Trump Jr. said the Trump family entered the crypto business out of necessity after banks closed the family's accounts in early 2021.
  • The brothers alleged that banks closed hundreds of Trump Organization accounts after the January 6, 2021 Capitol riot and claimed other clients were "debanked" for conservative political views.
  • They presented World Liberty Financial's stablecoins as tools to democratize transactions and lending for businesses that previously lacked access.

Donald Trump Jr. told attendees at the World Liberty Forum in Palm Beach that interruptions in the family's access to traditional banking services prompted the creation of their crypto business, World Liberty Financial, and criticized U.S. banking as a "Ponzi scheme." The remarks came during an on-stage interview with CNBC's Sara Eisen.

"We got into it out of necessity," Trump Jr. said, adding "They basically forced us into it." He framed the family's move into cryptocurrency as a response to being shut out of established banking relationships rather than as a strategic pivot toward innovation.

Both Trump Jr. and his brother Eric asserted that following the January 6, 2021 Capitol riot, multiple banks closed hundreds of Trump Organization accounts. The brothers also alleged that other, smaller clients had been "debanked" by financial institutions for holding conservative political views.

Eric Trump expanded on the brothers' stated objective for their new venture, saying: "We're trying to modernize finance." He further characterized the family as heavily censored in 2020 and 2021, stating, "We're the most cancelled people in the world in 2020, 2021," and framed the launch of World Liberty Financial as a response intended to prevent similar exclusions from happening to others: "And it's really great to almost have this retribution, where all of a sudden we start pushing an agenda, our agenda is to modernize finance to [make sure] that can never, ever happen to anybody again."

Trump Jr. also described how the family's prior banking relationships had functioned, saying they could historically "call any banker in New York... and [get] a loan for a building," but that experience led them to conclude they were "at the top of the Ponzi scheme that was banking." He argued that stablecoins, such as those introduced by World Liberty Financial, "democratizes the ability for people to transact, to do finance, to get loans for businesses that make sense, that didn't exist."

The World Liberty Forum was, in a press release, presented as an event that convened leaders from finance, technology, sports, media, and government to examine forces reshaping the global economy. Trump Jr.'s comments at the forum tied a personal account of banking disruptions to a broader pitch for crypto-based financial tools as alternatives to traditional banking relationships.


Context and implications

The remarks link allegations of account closures in early 2021 to the family's decision to pursue a crypto offering, and position stablecoins as a route to broaden access to lending and transactional services. The brothers emphasized political motivations for what they described as debanking, and framed their new venture as an attempt to prevent similar outcomes for others.

This coverage reports the brothers' statements and the forum's stated purpose as presented on stage and in the event press release.

Risks

  • Allegations of account closures and politically motivated "debanking" raise uncertainty about access to traditional banking services for politically exposed individuals and their affiliates - this impacts banking and payments sectors.
  • The framing of established banks as a "Ponzi scheme" could influence public trust in traditional financial institutions, creating reputational risk for the banking industry.
  • Positioning stablecoins as alternatives to bank services highlights regulatory and adoption uncertainties for crypto products in finance and lending markets.

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