Stock Markets February 10, 2026

Truist Lowers Rating on Texas Roadhouse Citing Persistent Beef Inflation

Broker trims price target and 2027 EPS as continued commodity cost pressures weigh on margins and near-term upside

By Avery Klein
Truist Lowers Rating on Texas Roadhouse Citing Persistent Beef Inflation

Truist downgraded Texas Roadhouse from Buy to Hold, citing expectations that elevated beef prices will persist through 2027 and limit margin improvement and share-price upside. The firm trimmed its price target and reduced its 2027 earnings estimate after raising its view of near-term commodity inflation, while noting the chain's strong demand profile is already reflected in current valuation.

Key Points

  • Truist downgraded Texas Roadhouse from Buy to Hold, citing persistent beef price inflation through 2027 as a constraint on margin gains and near-term stock upside.
  • The firm cut its price target to $188 from $206 and lowered its 2027 EPS estimate to $8.12 from $8.57, aligning its forecast with consensus.
  • Truist expects 7% commodity inflation in 2026 and now forecasts 1.5% inflation in 2027, which reduced its restaurant-level margin estimate for 2027 to 15.9% from 16.4%.

Overview

Truist has moved Texas Roadhouse to a Hold rating from Buy, pointing to sustained beef cost inflation through 2027 as a key constraint on the company’s margin expansion and near-term stock performance. The brokerage highlighted that stronger beef pricing - driven primarily by demand dynamics - will remain an important input shaping the outlook for the restaurant operator.

Cost outlook and demand drivers

Truist said higher beef prices are largely the result of robust demand and expects that inflation in beef costs will persist as consumption shifts toward higher-protein diets and continued product-quality improvements support ongoing buyer interest. The firm noted that Texas Roadhouse has historically shown an inverse relationship with beef prices, which increases the stock’s sensitivity to rising input costs.

Valuation and earnings revisions

The brokerage said Texas Roadhouse’s recent same-store sales strength is already reflected in the share price, leaving limited scope for further valuation gains in the near term. Truist lowered its price target to $188 from $206 and trimmed its 2027 earnings-per-share projection to $8.12 from $8.57, a level Truist says is roughly in line with consensus estimates.

Commodity inflation assumptions and margin impact

Truist now expects commodity inflation of about 7% in 2026 and forecasts 1.5% inflation in 2027, a change from its earlier view that inflation would decline. That adjustment prompted the firm to reduce its restaurant-level margin estimate for 2027 to 15.9% from 16.4%.

Pricing strategy and margin recovery

Historically, Texas Roadhouse has raised menu prices in line with long-term cost inflation, but the company has tended to be slower to pass through short-term spikes. Truist expects Texas Roadhouse to implement gradual menu-price increases as higher beef costs persist, including planned adjustments in 2026, which the brokerage says could support a recovery in margins over time.

Demand resilience versus limited near-term upside

Despite the downgrade, Truist continued to view Texas Roadhouse as well positioned from a demand standpoint. However, with the stock trading near historical valuation levels and not far from record highs, the brokerage sees limited upside until input-cost pressures ease or the shares experience a pullback.


Analyst perspective

From an equity-analyst standpoint, the firm’s actions reflect a reassessment of the company’s cost environment rather than a deterioration in demand fundamentals. The revision to commodity inflation assumptions and subsequent margin cuts drove the rating change, while management’s ability to execute gradual price increases will be an important factor in margin normalization.

Risks

  • Sustained higher beef costs could continue to compress restaurant-level margins - impacting the restaurant and consumer discretionary sectors.
  • Limited ability to drive further valuation gains while the stock trades near historical levels - presenting market downside if input-cost pressures persist.
  • Slower-than-expected pass-through of short-term cost spikes to menu prices could delay margin recovery - affecting restaurant operators and food-service profit dynamics.

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