Stock Markets February 19, 2026

The Italian Sea Group obtains EUR25m shareholder loan to plug project cost overruns

Majority owner GC Holding provides an interest-free, subordinated facility as the board orders an independent audit and outlines capital-strengthening steps

By Nina Shah
The Italian Sea Group obtains EUR25m shareholder loan to plug project cost overruns

The Italian Sea Group (TISG) has received a EUR25 million interest-free shareholder loan from majority owner GC Holding to address cost overruns across multiple yacht projects. The company issued a profit warning, cited pressure on cash from reduced margins and continued funding needs, and has commissioned an independent audit while preparing a capital strengthening plan that will involve engagement with financial institutions.

Key Points

  • GC Holding, the majority owner with a 53.6% stake, provided a EUR25 million interest-free, fee-free shareholder loan to TISG.
  • The loan is subordinated to the companys EUR115 million bank loan and is repayable with flexibility by the end of 2032; the board has commissioned an independent audit and will prepare a capital strengthening plan involving financial institutions.
  • The company cited reduced margins and ongoing funding needs from cost overruns on multiple yacht projects as the reason for the profit warning, while pointing to two new giga-yacht contracts over 80 meters and an expected market recovery as supporting context.

The Italian Sea Group has arranged a EUR25 million shareholder loan from its majority investor, GC Holding, after flagging budget overruns on most of its active yacht builds and issuing a profit warning. Management said the cost overruns have weighed on the group's cash position by compressing margins and increasing funding requirements.

GC Holding, which owns 53.6% of the company, provided the facility on concessional terms. The loan carries no interest, no fees, will be disbursed in a single tranche and offers repayment flexibility through the end of 2032. The shareholder financing is contractually subordinated to the companys existing EUR115 million bank loan until those bank lenders have been fully repaid.

In response to the situation, the board of directors has launched an independent audit by a leading firm to review operational management and the status of ongoing projects. The board also resolved to prepare a capital strengthening plan and to engage with financial institutions as part of that process.

Company communications cited an expected market recovery as part of the rationale for the support provided by GC Holding. The statement referenced recent signings of two new contracts for giga-yachts over 80 meters as indicators of prospective market activity, while noting that present project overruns have already affected financial metrics and liquidity.

The shareholder loan is structured to sit behind the banks claims - explicitly subordinated to the EUR115 million bank facility - which preserves the seniority of bank debt until repayment in full. The loan's interest-free and fee-free mechanics, along with its single-tranche disbursement and extended repayment window, reflect the shareholder's decision to offer highly favorable terms to the operating company.

The board's commissioning of an external audit and the commitment to formulate a capital plan indicate a dual focus on investigating project management execution and addressing the balance sheet implications of cost inflation across the fleet. The company also signalled it will open discussions with financial institutions as part of the capital-raising and restructuring options under consideration.

No new financial figures beyond the EUR25 million shareholder loan and the reference to the EUR115 million bank loan were disclosed in the company's public statement. The firm emphasised the link between current cash strain - driven by reduced margins and ongoing funding needs for projects - and the decision to accept shareholder support while pursuing a broader capital solution.

Risks

  • Operational and project execution risk - widespread cost overruns on ongoing yacht projects have already eroded margins and strained the company's cash position, impacting the marine and luxury shipbuilding sectors.
  • Funding and creditor risk - the shareholder loan is subordinated to the EUR115 million bank loan, indicating dependence on senior bank financing and the need for a capital strengthening plan that may affect relationships with financial institutions in the corporate lending and specialty finance sectors.
  • Uncertainty over recovery timeline - while the company referenced an expected market recovery, the timing and extent of that recovery were not specified, leaving uncertainty for stakeholder planning in the yacht manufacturing and marine supply chains.

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