Stock Markets February 6, 2026

Stifel Moves Snap to Hold as Recent Selloff Narrows Downside Risk

Brokerage says sharp share decline has largely priced in user and ad-growth concerns, but partnership and engagement uncertainties remain

By Maya Rios SNAP
Stifel Moves Snap to Hold as Recent Selloff Narrows Downside Risk
SNAP

Stifel upgraded Snap to a Hold rating from a previously more cautious position, arguing that the stock's steep year-to-date drop has already reflected key headwinds including slowing user growth, muted advertising momentum and ambiguity around a potential AI partnership. The firm retained a $5.50 price target and highlighted both subscription growth and a possible finalized Perplexity deal as upside catalysts, while noting lingering risks to engagement and ad monetization.

Key Points

  • Stifel upgraded Snap to Hold from a more cautious stance and maintained a $5.50 price target, citing a significant YTD share decline that has largely priced in existing concerns - impacts: technology, equities markets.
  • Snap reported a sequential decline of 3 million global daily active users in Q4, including a 4 million drop in North America; management is cutting community growth marketing spend, which may reduce near-term engagement - impacts: social media, digital advertising.
  • Potential upside exists if a finalized agreement with AI firm Perplexity materializes and if subscription growth (24 million subscribers after strong Q4 additions) offsets ad-revenue weakness - impacts: advertising, subscription-based revenue models.

Stifel shifted its view on Snap by moving the stock to a Hold from a more cautious stance, saying the decline in the share price this year has largely incorporated the company-specific weaknesses investors have been worried about. The brokerage kept its price target at $5.50.

Shares of Snap have tumbled roughly 37% year to date and are down about 33% since late January, a slide Stifel says makes the risk-reward profile appear more balanced at current levels.

In explaining its earlier, more negative position, Stifel pointed to several structural challenges: a shrinking user base in North America, underexploited monetization opportunities and advertising tools that lag those of competitors, which together have constrained Snap's ability to capture marketing dollars. Stifel said those problems have not gone away, but the market's recent repricing has absorbed much of the pressure tied to them.

Company disclosures in recent weeks have supported the firm's reassessment. Snap reported a sequential fall of 3 million global daily active users in the fourth quarter, driven in part by a 4 million-user decline in North America. Management also indicated it is cutting back on community growth marketing spending - a move Stifel expects will suppress engagement in the near term.

Advertising growth remains subdued, and the status of a proposed arrangement with AI firm Perplexity is still unclear. Snap had previously disclosed that Perplexity would pay about $400 million for a one-year placement in the app, but the companies have not reached agreement on a broader deployment. Because of that uncertainty, any potential revenue from a wider partnership was not incorporated into Snap's guidance.

Stifel noted that a finalized agreement with Perplexity could lift investor sentiment and add incremental revenue back into its forecasts. The brokerage also flagged expansion in Snap's subscription business as a partial counterweight to advertising headwinds: subscriptions reached 24 million users after robust net additions in the fourth quarter.

From a valuation standpoint, Stifel said Snap is trading at roughly 1.4 times next-twelve-month sales, a level well below the company's historical average and indicative, in the firm's view, of a valuation reset following the selloff.


Bottom line: Stifel's upgrade to Hold reflects its view that the market has largely priced in key growth and monetization concerns for Snap, while leaving upside tied to a completed Perplexity deal and continued subscription gains. However, near-term engagement pressures and muted ad growth remain active headwinds.

Risks

  • Uncertainty around the broader rollout of the proposed Perplexity partnership - until an agreement is finalized, the potential revenue contribution was excluded from guidance - affects: revenue forecasts, investor sentiment.
  • Reduced spending on community growth marketing is expected to weigh on user engagement in the near term, which could further constrain advertising momentum - affects: ad revenues, platform engagement metrics.
  • Persistent advertising softness and underused monetization tools relative to peers continue to limit Snap's ability to capture marketing budgets despite valuation compression - affects: digital advertising sector, company cash flow.

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