Stock Markets February 23, 2026

South Africa’s 2026 Budget Preview: Debt, Taxes and the Options on the Table

As Finance Minister Enoch Godongwana prepares to table the 2026 budget bill, markets watch for signs the Treasury can stabilise borrowing without major tax shocks

By Priya Menon
South Africa’s 2026 Budget Preview: Debt, Taxes and the Options on the Table

Finance Minister Enoch Godongwana will present the 2026 budget bill to parliament, with investors closely watching whether revenue gains from higher metals and gold prices will be used to reduce borrowing or absorbed into ongoing spending. Forecasts from Goldman Sachs and commentary from international institutions and banks frame expectations around a slightly narrower fiscal deficit, a primary surplus, limited tax hikes, potential spending caps and possible adjustments to bond issuance and foreign borrowing.

Key Points

  • Revenue gains from higher gold and metals prices have strengthened government receipts and could influence the 2026 budget baseline.
  • Analysts expect a slight narrowing of the fiscal deficit to 4.4% of GDP and a primary surplus equivalent to 1.0% of GDP, per Goldman Sachs projections.
  • Markets will watch for limited tax increases, potential tweaks to PAYE brackets, an expenditure-capping framework, and adjustments to local and foreign bond issuance plans.

South Africa’s Finance Minister will present the 2026 budget bill to lawmakers this week, a fiscal milestone that investors and market participants view as a test of how the Treasury intends to manage rising revenues and persistent borrowing needs. The central questions revolve around whether the government can stabilise debt, restrain new borrowing and avoid abrupt tax increases.

Fiscal signals and revenue strength

Stronger export prices for gold and other metals have bolstered government receipts. That revenue improvement has prompted some forecasters to describe the upcoming budget as unusually positive in tone and potential impact. As noted by Morgan Stanley economist Andrea Masia, Godongwana’s budget "could be one of the most bullish budget documents prepared by National Treasury in many a year." The presentation will therefore be scrutinised for how much of the recent revenue surge the Treasury folds into its baseline projections and how durable those gains are judged to be.

On headline fiscal metrics, analysts expect only a modest narrowing of this year’s deficit forecast. Goldman Sachs projects the fiscal deficit will be tightened slightly from 4.5% of GDP to 4.4% of GDP. On a primary basis - which excludes debt interest payments - that translates into a primary surplus of 1.0% of GDP, according to the same forecast.

Tax strategy and political limits

Higher metals prices and stronger household consumption have enlarged the Treasury’s coffers, but political constraints are likely to limit scope for broad tax hikes. BNP Paribas has suggested there will be "little-to-no debate on tax rises yet." Market participants will nonetheless search the budget documents for targeted revenue measures that could raise receipts without changing headline tax rates. Areas under focus include adjustments to personal income tax brackets, medical tax credits and excise duties. Value-added tax and headline income tax rates are expected to remain unchanged.

Nedbank has pointed to the potential for the windfall to allow the Treasury some leeway on pay-as-you-earn (PAYE) tax brackets, which were not adjusted for inflation over the previous two years. Any tweaks to those brackets would be watched closely by household and consumer sectors given their direct impact on take-home pay.

Spending discipline - a fiscal anchor?

Another potential feature of the budget is an expenditure-capping framework that ties spending growth to revenue growth. Such a mechanism would aim to anchor outlays more firmly to the government’s capacity to pay. The International Monetary Fund has observed that spending ceilings introduced in 2012 have not prevented rising debt and has urged clearer and more binding limits that could survive political changes.

Local bond issuance and market reaction

Local government bonds have rallied in recent weeks, with yields on long-dated debt falling to 10-year lows amid optimism about higher revenues. Investors will therefore pore over the borrowing tables and auction guidance included in the budget documents. JPMorgan has assessed there is "an over 50% chance of another fixed-rate South African government bond issuance cut," potentially reducing weekly issuance to 2.5 billion rand from the current 3 billion rand.

GFECRA and external funding plans

The government also has the Gold and Foreign Exchange Contingency Reserve Account (GFECRA), which captures gains or losses on foreign exchange holdings. The account could be used to limit domestic borrowing while allowing the state to benefit from rising gold prices. In addition, Nedbank expects the Treasury to issue more foreign bonds to meet $4.3 billion of external maturities in fiscal year 2027.

What investors will look for

When the budget bill is tabled, investors will read closely for the composition of the revenue baseline, any changes to tax measures or brackets, specifics on spending caps, and the detailed borrowing programme for local and foreign markets. Those elements will shape near-term government funding needs and influence bond yields, the mining sector and household disposable income.

Bottom line

The 2026 budget presentation is expected to signal whether recent revenue gains will be converted into sustained fiscal improvement or used to support ongoing expenditures without materially reducing borrowing. With debt dynamics, tax policy and the borrowing plan all under scrutiny, the budget is poised to be a pivotal event for South Africa’s fiscal trajectory and market sentiment.

Risks

  • Uncertainty over how much of the recent revenue windfall the Treasury will include in baseline projections - impacts government bond markets and fiscal sustainability.
  • Political constraints on tax increases may limit the Treasury’s ability to convert temporary revenue gains into durable deficit reduction - impacts public finances and consumer-facing sectors.
  • Changes to the borrowing programme or insufficiently binding spending limits could leave debt on an upward trajectory despite near-term revenue improvements - impacts sovereign yields and investor confidence.

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