Stock Markets February 11, 2026

Schwab CEO Says AI Is an Asset, Surprised by Market Sell-Off

Rick Wurster argues the firm is leveraging AI to cut costs and improve client interactions after shares plunged on disruption concerns

By Jordan Park
Schwab CEO Says AI Is an Asset, Surprised by Market Sell-Off

Charles Schwab's CEO expressed surprise and disappointment after the firm's stock dropped following investor concerns about AI disruption. In a Bloomberg Television interview, Rick Wurster said Schwab is leveraging AI tools like Wealth.com, and that the technology has reduced the company's cost to serve accounts by 21%.

Key Points

  • Schwab shares fell 7.4% on Tuesday amid concerns about AI disruption - impacts: financial services, markets.
  • CEO Rick Wurster said Schwab uses AI-driven Wealth.com in client interactions - impacts: wealth management, fintech.
  • Wurster reported that the cost to serve a Schwab account has declined 21% due to AI-driven efficiencies - impacts: operations and expense management in financial institutions.

Charles Schwab's chief executive publicly questioned the market's reaction to a recent decline in the company's share price, saying artificial intelligence is assisting Schwab's business rather than hindering it.

Speaking on Bloomberg Television on Wednesday, Rick Wurster addressed investor unease after Schwab shares fell 7.4% on Tuesday amid concerns that AI could disrupt the industry. Wurster countered that narrative, saying the firm is both using and benefiting from AI in its client-facing operations.

Wurster pointed to the companys application of AI-driven Wealth.com as an example of how the technology is integrated into client interactions. He argued that AI has helped Schwab streamline operations and materially reduce expenses tied to servicing accounts. "Cost to serve a Schwab account has dropped 21%," Wurster said during the interview.

Expressing his reaction to the stock market movement, Wurster described himself as "disappointed and surprised at the stock sell-off." He suggested that investors are overlooking Schwabs position in the AI landscape, adding that "the markets missing that were a winner in the AI space."

The comments were framed in direct response to the price decline that followed headlines and investor sentiment around AI disruption. Wursters remarks emphasized operational benefits the firm attributes to AI and sought to reassure markets that Schwab is positioned to gain from the technology rather than be disadvantaged by it.

The interview and the subsequent public statements underline the tension between short-term market reactions and managements view of technology-driven operational improvements. Wursters figures and examples were presented as evidence that the firm is already realizing efficiencies from AI integration, while the drop in shares reflected investor concerns about the broader implications of AI for financial services firms.


Summary

Schwab CEO Rick Wurster told Bloomberg Television that the firm is benefiting from AI and using tools such as Wealth.com to interact with clients. He highlighted a 21% decline in the cost to serve accounts and expressed surprise and disappointment at the 7.4% stock sell-off that occurred amid AI disruption fears.

Risks

  • Continued investor concern about AI disruption may drive further stock volatility - impacts: public equity markets and financial services sector.
  • Market sentiment appears to have discounted Schwabs management view that the firm is a net beneficiary of AI, creating uncertainty about valuation - impacts: wealth management and banking equities.
  • Discrepancy between managements operational metrics and market perception could persist in the absence of additional clarity from the company - impacts: investor relations and market confidence.

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