Stock Markets February 10, 2026

Retail Investors Flood Software Stocks Despite Renewed AI Concerns

Record retail inflows into a tech-software ETF coincide with heavy sector losses after new AI plug-ins stoked disruption fears

By Hana Yamamoto AMZN NVDA
Retail Investors Flood Software Stocks Despite Renewed AI Concerns
AMZN NVDA

Retail traders piled into software and large-cap tech names after a recent selloff, sending one iShares tech-software ETF to a record one-month inflow even as the broader software index and related ETFs suffered steep declines amid renewed worries about advancing AI capabilities and their potential to disrupt incumbent software businesses.

Key Points

  • Record one-month net inflows of $176 million into BlackRock’s iShares Expanded Tech-Software Sector ETF were recorded as of Monday’s close, per Vanda Research.
  • The S&P 500 Software and Services index has fallen about 13% since late January, erasing close to $1 trillion in market value over the week through Thursday; the iShares Tech-Software ETF is down nearly 20% year-to-date.
  • Retail investors concentrated buying in mega-cap names, with Amazon.com seeing its largest single-day net retail buying since August 2024 on Friday, outpacing Nvidia.

Retail investors have been buying software and large-cap technology shares following last week’s sharp market decline, largely overlooking mounting worries that progress in artificial-intelligence models could threaten parts of the traditional software landscape.

Data compiled by Vanda Research show that net inflows into BlackRock’s iShares Expanded Tech-Software Sector exchange-traded fund reached a record $176 million on a one-month rolling basis as of Monday’s close. Vanda noted those flows were more than double the peak the firm recorded in late 2024.

The broader market turmoil was triggered in part when AI developer Anthropic introduced plug-ins for its Claude Cowork agent, an event that renewed investor concern about fast-moving AI developments potentially encroaching on the established businesses of conventional software providers.

Market measures capture the sector pain. The S&P 500 Software and Services index has fallen about 13% since late January and, according to the reporting period, lost close to $1 trillion in market value over the week through Thursday. In parallel, the iShares Tech-Software ETF has declined nearly 20% so far this year.

Against that backdrop, retail traders sought bargains among mega-cap names. Vanda Research reported Amazon.com recorded its largest single-day net retail buying since August 2024 on Friday, surpassing activity in AI chip maker Nvidia.

Despite the retail bids in parts of the tech complex, AI-related concerns have spread into other corners of markets. Insurers in the United States and Europe suffered declines this week, with analysts linking the losses to developments around insurance-related applications appearing inside ChatGPT.


What this means

  • Retail demand can be strong even amid sectorwide selloffs, as shown by record inflows into an iShares tech-software ETF.
  • Rapid advances and product launches in AI can trigger broader market reassessments of which companies are most exposed to disruption.
  • Volatility driven by AI developments can extend beyond software to affect financial subsectors such as insurance.

Note on sources - Flow and trading observations in this report are based on data compiled and cited by Vanda Research and on market moves described in the reporting period.

Risks

  • Ongoing AI product launches and feature rollouts - such as Anthropic’s plug-ins for Claude Cowork - may intensify fears about technological disruption for established software firms, affecting the software sector.
  • Spillover effects from AI developments can broaden market stress beyond technology, as evidenced by downward pressure on insurers in the U.S. and Europe related to insurance-focused applications in ChatGPT.
  • High concentration of retail buying in mega-cap stocks may not offset broader sector declines, leaving investors exposed if AI-related concerns persist or intensify.

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