Stock Markets February 19, 2026

Morgan Stanley Raises Garmin Rating as 2026 Outlook Brightens and Margins Stabilize

Analyst upgrade follows stronger-than-expected 2026 revenue and margin guidance, inventory build and a proposed dividend hike

By Sofia Navarro GRMN
Morgan Stanley Raises Garmin Rating as 2026 Outlook Brightens and Margins Stabilize
GRMN

Morgan Stanley has moved Garmin from Underweight to Equal-weight following an updated company outlook for 2026 that implies stronger revenue growth and steadier margins than the bank had assumed. The firm set a $252 price target based on 24 times Garmin's 2027 EPS estimate and highlighted conservative company guidance, inventory positioning ahead of memory cost pressures, and a proposed dividend increase as potential upside to earnings.

Key Points

  • Morgan Stanley upgraded Garmin from Underweight to Equal-weight and established a $252 price target using 24x 2027 EPS of $10.49.
  • The bank forecasts 12% revenue growth and 11% EPS growth for 2026, exceeding consensus by 6% and 8%, respectively, while Garmin guided to 9% revenue growth to about $7.9 billion.
  • Garmin guided to a 58.5% gross margin in 2026 (down 20 basis points year on year); Morgan Stanley expects product mix to help stabilize margins and sees operating margin reaching the company's 25.5% target.

Morgan Stanley upgraded Garmin to Equal-weight from Underweight, saying the investment bank's prior cautious stance has largely run its course given the consumer electronics firm's updated 2026 guidance.

The bank established a $252 price objective, calculated as 24 times Garmin's 2027 earnings per share estimate of $10.49. Morgan Stanley noted that Garmin's current valuation at roughly 22 times earnings is broadly consistent with historical norms and represents a modest discount to the S&P 500 when the firm's updated growth assumptions are taken into account.

Garmin issued guidance for 2026 calling for approximately 9% revenue growth, which equates to about $7.9 billion in sales. Morgan Stanley's own modeling is more optimistic: the bank now projects 12% year-on-year revenue growth and 11% earnings-per-share growth for 2026. Those forecasts sit 6% and 8% higher than consensus estimates for revenue and EPS, respectively.

In explaining the gap between Garmin's guidance and Morgan Stanley's estimates, the brokerage argued that the company's outlook appears conservative. Factors cited by the bank include Garmin's historical seasonal patterns, the possibility that an Outdoor segment product launch could arrive earlier than company guidance implies, and Garmin's track record of surpassing initial revenue targets.

On profitability, Garmin guided to a 58.5% gross margin for 2026, a contraction of 20 basis points from the prior year. Morgan Stanley interpreted that figure as indicating less margin pressure than the bank had previously modeled. The analyst team expects changes in product mix to counter potential softness in Outdoor and Fitness; margins in Marine, Auto OEM and Aviation were described as expected to remain stable.

The brokerage also drew attention to Garmin's inventory decisions, noting the company built raw materials stock ahead of an anticipated memory cost upcycle. Morgan Stanley views that inventory build as a mitigating factor against the risk of rising component prices. The bank projects Garmin's operating margin will reach the company's 25.5% target in 2026, and it said that any upside to revenue would likely flow to earnings.

Finally, Morgan Stanley pointed to a proposed 17% dividend increase as an indicator of potential upside to the company's earnings guidance, based on Garmin's historical payout ratios.


Context and implications

The upgrade and revised forecasts reflect Morgan Stanley's confidence in Garmin's near-term revenue trajectory and margin resilience, citing product mix dynamics, inventory positioning and shareholder returns as supporting evidence for a firmer 2026 outlook.

Risks

  • Garmin's guidance may be conservative; if actual seasonality or product launch timing differs, revenue outcomes could diverge from both company guidance and Morgan Stanley's forecast - this affects consumer electronics and wearable device markets.
  • Gross margin guidance shows a 20 basis point decline year on year; ongoing pressure in Outdoor and Fitness segments could dampen profitability in the consumer devices sector.
  • Exposure to component cost cycles remains a risk despite an inventory build - memory cost upcycles could still affect margins and supplier-side costs, with impacts across manufacturing and technology supply chains.

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