Stock Markets March 13, 2026

Moody's Lowers WPP Credit Rating, Citing Weak Earnings and Elevated Leverage

Agency moves ratings lower as WPP navigates client losses, restructuring costs and a multiyear cost-cutting plan

By Priya Menon WPP
Moody's Lowers WPP Credit Rating, Citing Weak Earnings and Elevated Leverage
WPP

Moody's downgraded WPP Plc to Baa3 from Baa2 and cut related short-term and backed senior unsecured ratings, shifting the outlook to stable. The ratings action reflects prolonged pressure on operating results, expected elevated adjusted gross debt to EBITDA near 4.2x-4.5x over the coming 12 months, and significant restructuring costs. WPP reported a 5.4% like-for-like decline in 2025 revenue less pass-through costs and faces continued client losses and execution risks as it implements a three-year cost savings program.

Key Points

  • Moody's downgraded WPP's long-term rating to Baa3 from Baa2, cut backed senior unsecured debt ratings to Baa3 and lowered short-term backed commercial paper to Prime-3 from Prime-2; outlook moved to stable from negative.
  • Moody's expects adjusted gross debt/EBITDA to remain near 4.2x-4.5x over the next 12 months due to weak earnings and material restructuring costs; WPP reported a 5.4% like-for-like decline in revenue less pass-through costs in 2025 and underperformed sector peers.
  • WPP is implementing an Elevate28 strategy including a \u00a3500 million cost savings target over three years while retaining roughly \u00a32.7 billion in cash and short-term deposits and access to an undrawn $2.5 billion revolving credit facility maturing in February 2031 with no covenants.

Moody's Investors Service downgraded WPP Plc's long-term rating to Baa3 from Baa2 and reduced the company's backed senior unsecured debt rating from Baa2 to Baa3. Short-term backed commercial paper ratings were lowered to Prime-3 from Prime-2. At the same time, Moody's revised its outlook on WPP to stable from negative.

The rating agency attributed the action to sustained weakness in operating results and higher leverage metrics. Moody's expects WPP's adjusted gross debt to EBITDA to remain roughly in the 4.2x to 4.5x range over the next 12 months. That projection reflects the combined impact of weak earnings and material restructuring charges that are expected to weigh on credit metrics in the near term.

WPP disclosed a 5.4% like-for-like decline in revenue less pass-through costs for 2025, and Moody's noted that the company has trailed its closest peers within its sector. Company management acknowledged that 2026 will be another challenging year, pointing to client losses that continue to pressure revenue performance. Management does not expect a return to meaningful revenue growth prior to 2027.

The ratings agency highlighted execution risks over the next 12 to 18 months as WPP attempts to rebuild client confidence. The company is pursuing a strategic program called Elevate28, which includes a target of \u00a3500 million in cost savings to be delivered over three years, a significant element of the Elevate28 program.

On the liquidity front, Moody's noted that WPP held around \u00a32.7 billion in cash and short-term bank deposits at the end of 2025. The company also has access to an undrawn committed $2.5 billion revolving credit facility that runs until February 2031 and does not include financial covenants.

Moody's rationale for the stable outlook is that it expects a gradual improvement in operating performance beginning in 2027, contingent on successful execution of WPP's strategic transformation and the realization of planned cost savings. However, the agency warned that further downward pressure on the rating could materialize if revenue and operating profit weaken further or if adjusted gross debt to EBITDA remains materially above 4.0x on a sustained basis.


Analyst perspective

From an operational standpoint, the combination of client attrition, the need to execute a sizable cost savings program and the incurrence of restructuring charges present a concentrated set of near-term challenges. Maintaining the reported liquidity buffer and keeping the revolving credit facility available provide financial headroom, but the ratings action underscores market concern over timing and effectiveness of the company's turnaround initiatives.

Risks

  • Execution risk over the next 12 to 18 months as WPP seeks to restore client confidence - this affects the company and its sector through potential continued revenue pressure.
  • Further weakening of revenues and operating profits could place additional downward pressure on credit ratings, impacting corporate credit perceptions.
  • Sustained adjusted gross debt/EBITDA materially above 4.0x could lead to further negative rating actions, increasing financing costs and constraining financial flexibility.

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