Stock Markets February 18, 2026

Mediobanca Set for Delisting as MPS Moves to Consolidate Ownership

Shares jump amid confirmation that Monte dei Paschi di Siena will pursue full control and fold the lender into its group

By Priya Menon
Mediobanca Set for Delisting as MPS Moves to Consolidate Ownership

Mediobanca shares rallied after Monte dei Paschi di Siena (MPS) confirmed plans to acquire the remaining minority stake and remove the merchant bank from the stock exchange. MPS, which built an 86% holding last year through a roughly $19 billion transaction, will merge Mediobanca into the enlarged group and create an unlisted vehicle to run private and investment banking operations under the Mediobanca brand while keeping its 13% holding in insurer Generali. The move ends weeks of uncertainty but leaves open how MPS will secure the remaining 14% of shares it does not yet own.

Key Points

  • Mediobanca shares rose more than 8% after MPS confirmed plans to take full control and delist the lender.
  • MPS accumulated an 86% stake in Mediobanca last year via a roughly $19 billion transaction, reducing the bank's free float.
  • Once integrated, Mediobanca will be merged into the group and an unlisted entity will house its private and investment banking activities and retain a 13% stake in Generali.

Shares of Mediobanca (BIT:MDBI) surged more than 8% on Wednesday after Monte dei Paschi di Siena (MPS) (BIT:BMPS) announced it will move to take full ownership of the Milan-based merchant bank and remove it from the stock exchange. The decision follows weeks of uncertainty about Mediobanca’s future under MPS’s expanded ownership.


What MPS has done so far

MPS accumulated an 86% stake in Mediobanca last year through a transaction valued at roughly $19 billion. That enlarged holding substantially reduced the free float in Mediobanca, prompting questions about the logic of keeping the bank publicly listed.

Board decision and internal resistance

After earlier indications that the listing decision remained under review, MPS confirmed that its board has chosen to proceed with a delisting. The plan has faced opposition from some investors, analysts and members of Mediobanca’s management, and generated internal divisions. Directors associated with investor Francesco Gaetano Caltagirone were among those who opposed a full integration of the lender into MPS.

How the restructure will work

MPS did not specify the mechanism it will use to acquire the roughly 14% of Mediobanca shares it does not currently own. The group will, once the process is completed, merge Mediobanca into the enlarged group and establish a new unlisted company to hold private and investment banking operations under the Mediobanca brand. That unlisted vehicle will also retain Mediobanca’s 13% stake in Italian insurer Generali.

Legal and financial considerations

Because MPS did not reach the legal threshold required for an automatic delisting, it cannot compel minority shareholders to sell at the original offer price. This legal limit leaves MPS with a choice: continue supporting a separate public listing for the reduced-free-float entity, or buy out the remaining shareholders, potentially at a premium. The bank will need to weigh the costs of each route.

Next steps and timing

MPS is expected to present a strategic plan for the combined group on February 27. The bank has not provided additional details on timing or the financial terms for acquiring the remaining minority stake.

Risks

  • MPS did not reach the legal threshold for an automatic delisting, meaning it cannot force minority shareholders to exit at the original offer price - this could lead to higher costs if MPS chooses to buy out remaining investors. (Impacts banking and corporate finance sectors.)
  • Internal opposition from some investors, analysts and Mediobanca’s management, including directors linked to Francesco Gaetano Caltagirone, creates uncertainty around the integration process. (Impacts corporate governance within the banking sector.)

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