Stock Markets February 20, 2026

Cofinimmo posts 2025 EPRA earnings above guidance, sets slightly lower 2026 target

Belgian REIT beats its own guidance and maintains dividend while forecasting modest EPS decline and a roughly 44% year-end debt-to-assets target for 2026

By Derek Hwang
Cofinimmo posts 2025 EPRA earnings above guidance, sets slightly lower 2026 target

Cofinimmo reported full-year 2025 EPRA earnings per share of €6.45, beating analyst estimates and the company’s guidance. The Belgian property investor confirmed a €5.20 dividend per share and issued a 2026 EPRA EPS target of €6.35, based on planned net investments of €200 million and projected net rental income of €351 million. Key balance-sheet metrics showed a modest rise in leverage year-on-year and a small compression in yields.

Key Points

  • Cofinimmo delivered full-year 2025 EPRA EPS of €6.45, 2% above analyst estimates and 4% above company guidance; dividend per share confirmed at €5.20.
  • 2026 EPRA EPS target set at €6.35, based on €200 million in net investments and €351 million in net rental income; this implies a slight 1.6% reduction from 2025 EPS.
  • Balance-sheet metrics show a debt-to-assets ratio of 42.8% at end-2025 and an expected year-end 2026 ratio near 44% if planned investments and disposals proceed; average cost of debt rose to 1.5% and is expected to reach about 1.7% in 2026.

Overview

Cofinimmo reported EPRA earnings per share of €6.45 for the full year 2025, coming in 2% ahead of analyst expectations and 4% above the company’s stated guidance of at least €6.20 per share. The Belgian real estate investment trust confirmed its dividend at €5.20 per share, in line with market expectations.

2026 guidance and assumptions

The company issued an EPRA earnings per share target of €6.35 for 2026, a 1.6% reduction from the 2025 result. That target is consistent with analyst estimates of €6.38 and consensus forecasts of €6.36 and is predicated on assumptions of €200 million in net investments and €351 million in net rental income for the year.

Full-year financials and rental income

Full year 2025 EPRA earnings totaled €245.6 million, a 0.7% increase from the prior year. On a per-share basis, EPRA earnings of €6.45 represented a 0.7% decline relative to 2024.

Net rental income for 2025 was effectively stable at €348.2 million, down 0.9% compared with the previous year and falling 1% short of analyst estimates. The company attributed the reduction primarily to asset disposals during the year.

Like-for-like rental performance and segment detail

Like-for-like rental growth for the group reached 2.9% for the full year. Indexation was the main driver, contributing 2.7 percentage points. Newly signed leases added 0.6 percentage points to growth, while departures and renegotiations subtracted 0.4 and 0.1 percentage points respectively.

On a segment basis, like-for-like rental growth was recorded at 2.8% in healthcare real estate, 2.8% in offices, and 3.2% in property of distribution networks.

Investment and disposal activity

During 2025 Cofinimmo completed disposals of €82 million and investments of €111 million. For 2026 the company expects €200 million in net investments, composed of €310 million in acquisitions or developments and €110 million in disposals. Management said this investment plan would result in a debt-to-assets ratio of approximately 44% by the end of 2026.

Balance-sheet and financing metrics

The company’s average cost of debt stood at 1.5% for the period, up 10 basis points from the prior year. Cofinimmo expects its average cost of debt to be approximately 1.7% in 2026.

The reported debt-to-assets ratio was 42.8% at December 31, 2025, improving 60 basis points from the prior quarter but rising 20 basis points compared with a year earlier. The EPRA loan-to-value ratio was 41.9%, slightly below the 42.2% recorded in 2024.

Occupancy, portfolio value and yields

Occupancy across the portfolio fell modestly by 20 basis points from the previous quarter to 98.4% at year-end. The decline was concentrated in the offices segment, where occupancy fell 120 basis points to 92.8%. Healthcare occupancy remained stable at 99.4%, while distribution network properties reported occupancy of 99.6%.

Like-for-like portfolio value was effectively unchanged year-on-year, rising 0.1%. EPRA net tangible assets per share were flat at €92.99. The EPRA net initial yield compressed by 10 basis points to 5.4%.


Financial details in this report reflect company disclosures for the full year 2025 and the guidance issued for 2026. No additional commentary or external analysis has been introduced beyond the company’s reported figures and stated assumptions.

Risks

  • Net rental income was modestly lower year-on-year, in part due to asset disposals, which could weigh on income-sensitive sectors of the property market such as offices and healthcare.
  • Occupancy deterioration in the offices segment - down 120 basis points to 92.8% - highlights leasing risk and potential revenue pressure in the office sector.
  • Rising financing costs - the average cost of debt increased by 10 basis points to 1.5% and is expected to reach approximately 1.7% in 2026 - could compress returns and affect real estate financing metrics.

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