Stock Markets February 24, 2026

Bostic Says Fed May Be Unable to Offset a Move Toward Higher Structural Unemployment

Atlanta Fed president flags AI-driven shifts and leadership uncertainty as challenges for monetary policy

By Ajmal Hussain
Bostic Says Fed May Be Unable to Offset a Move Toward Higher Structural Unemployment

Atlanta Federal Reserve President Raphael Bostic warned that the United States could be entering a period of structurally higher unemployment that the Federal Reserve may not be able to counter. He expressed confidence that institutional protections for Fed independence will endure, noted the need for any new chair to build internal relationships, and said it is unclear how nominee Kevin Warsh would respond to pressure from the White House. Bostic also urged attention to the difficulty artificial intelligence poses for the Fed's ability to understand economic change, while stressing the continued use of disaggregated economic outcomes to assess labor-market slack.

Key Points

  • Atlanta Fed President Raphael Bostic warned the U.S. could be trending toward structurally higher unemployment that the Federal Reserve may not be able to offset - impacts labor markets and financial markets sensitive to employment data.
  • Bostic expressed confidence that protections for Fed independence will remain, and said any new Fed chair will need to build relationships with staff and colleagues - relevant to central banking governance and policy continuity.
  • He flagged artificial intelligence as a complex, evolving factor that may be difficult for the Fed to fully understand as it reshapes economic activity - affecting technology and labor-intensive sectors.

Atlanta Federal Reserve President Raphael Bostic said Tuesday that the United States may be moving toward a new, higher structural level of unemployment that the Fed might not be able to offset through its usual policy tools.

Bostic framed this possibility as a structural shift in the labor market rather than a temporary fluctuation. He cautioned that if such a structural rise in unemployment materializes, the central bank’s capacity to reverse it could be limited.

On the subject of governance, Bostic voiced optimism that the safeguards protecting the Federal Reserve’s independence will continue to hold as the institution navigates potential leadership changes. He noted that any incoming Fed chair will need to spend time establishing working relationships with both staff and fellow policymakers within the central bank.

Discussing the nomination of Kevin Warsh to be Fed chair, Bostic said it is not yet possible to predict how Warsh would react to pressure from President Trump. Reflecting the uncertainty around that dynamic, Bostic observed that the Fed "won't know until we know" how the nominee might handle such situations.

Bostic also highlighted artificial intelligence as a complicating factor for the Fed’s economic analysis. He said the transition to AI could be particularly challenging for the central bank to fully comprehend as it unfolds, creating a risk that the Fed might misread or lag behind important shifts in the economy driven by AI adoption.

Despite these concerns, Bostic emphasized that the Fed has continued to focus on measurable economic outcomes across different demographic and economic groups. He said this disaggregated data remains important in determining where slack in the labor market exists and in assessing the underlying conditions of employment.

Taken together, Bostic’s remarks signal a cautious outlook: while institutional protections and data-driven analysis remain in place, the Fed faces structural, technological, and governance-related uncertainties that could constrain its ability to influence employment outcomes.

Risks

  • Structural increase in unemployment that monetary policy may not be able to reverse - risk primarily for labor markets, consumer-facing sectors, and asset classes sensitive to employment trends.
  • Uncertainty over how a Fed chair nominee would respond to presidential pressure, introducing governance risk - potential implications for policy credibility and financial markets.
  • The rapid, hard-to-interpret economic effects of artificial intelligence could hinder the Fed’s ability to read changing conditions - a risk for sectors undergoing AI-driven transformation and for policymakers relying on timely data.

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