Insider Trading February 18, 2026

UWM Holdings Director Executes $9.28M Stock Sale; Company Advances Two Harbors Acquisition

Mat Ishbia sells nearly 1.9 million Class A shares under a 10b5-1 plan as UWM formalizes an all-stock deal for Two Harbors valued at $1.3 billion

By Caleb Monroe UWMC TWO
UWM Holdings Director Executes $9.28M Stock Sale; Company Advances Two Harbors Acquisition
UWMC TWO

Mat Ishbia, director and chief executive of UWM Holdings Corp (NASDAQ: UWMC), sold 1,898,622 shares of Class A common stock between February 13 and February 18, 2026, under a pre-arranged 10b5-1 plan, realizing $9.28 million. The transactions coincided with the conversion of 6,600,000 UWM Paired Interests into Class A common stock on February 17, 2026. UWM has also agreed to acquire Two Harbors Investment Corp in an all-stock transaction valued at $1.3 billion, with Two Harbors shareholders to receive 2.3328 shares of UWM Class A stock for each Two Harbors share - an $11.94 per-share consideration based on UWM’s December 16, 2025 closing price. Jefferies initiated coverage on UWM with a Hold rating and a $5.00 price target, based on roughly eight times its 2027 EPS forecast for the mortgage lender.

Key Points

  • Mat Ishbia sold 1,898,622 shares of UWM Class A common stock between February 13 and February 18, 2026 under a pre-arranged 10b5-1 plan, generating $9.28 million at prices of $4.85 to $4.94 per share.
  • On February 17, 2026, 6,600,000 UWM Paired Interests were converted into Class A common stock.
  • UWM Holdings agreed to acquire Two Harbors Investment Corp in an all-stock transaction valued at $1.3 billion, with Two Harbors shareholders receiving 2.3328 UWM Class A shares per Two Harbors share - $11.94 per share based on UWM’s December 16, 2025 close, a 21% premium to Two Harbors’ 30-day VWAP.

Mat Ishbia, who serves as President and Chief Executive Officer of UWM Holdings Corp (NASDAQ: UWMC) and is also a director, moved to sell a block of Class A common stock in mid-February 2026. Executed indirectly through SFS Holding Corp, the transactions totaled 1,898,622 shares and were carried out between February 13 and February 18, 2026 under a pre-established 10b5-1 trading plan. The proceeds from those sales amounted to $9.28 million, with individual share prices in the range of $4.85 to $4.94.

Separately, the company recorded the conversion of 6,600,000 UWM Paired Interests into Class A common stock on February 17, 2026. The filing indicates that the paired interests were converted into the same class of shares involved in the subsequent open-market sales.

In a related corporate development, UWM Holdings Corporation disclosed a definitive agreement to acquire Two Harbors Investment Corp in an all-stock transaction valued at $1.3 billion. Under the terms of the deal, holders of Two Harbors shares will receive 2.3328 shares of UWM Holdings Class A common stock for each share of Two Harbors they own. That exchange ratio equates to $11.94 per Two Harbors share based on UWM Holdings’ closing price on December 16, 2025. The company notes that the offer represents a 21% premium to Two Harbors’ 30-day volume-weighted average price.

Market analysis activity around UWM also included a new research initiation from Jefferies. The investment bank has assigned a Hold rating to UWM Holdings and set a $5.00 price target. Jefferies’ target reflects approximately eight times its forecast for UWM’s 2027 earnings per share, according to the initiation.

Taken together, the insider sales, conversion of paired interests, announced acquisition and fresh analyst coverage outline a period of active corporate and market developments for UWM Holdings in February 2026. The filings and disclosures provide precise transaction terms and pricing references, while the Jefferies initiation supplies an early third-party valuation perspective tied to projected 2027 earnings.

Risks

  • Market reaction to the insider stock sales and the conversion of paired interests - sectors impacted: financial services, mortgage lending.
  • The value received by Two Harbors shareholders depends on UWM Holdings’ share price used in the exchange - sectors impacted: investment management, mortgage REITs.
  • Jefferies’ Hold rating and $5.00 price target, anchored to roughly eight times 2027 EPS, indicates uncertainty in near-term upside expectations for UWM Holdings - sectors impacted: investment banking coverage and equity markets.

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