Insider Trading February 14, 2026

Universal Electronics Executive Sells 938 Shares; Credit Facility Amended, Sales VP Exercises Options

Small insider sale and option exercises coincides with executive retirement and an amendment to the company credit agreement

By Nina Shah UEIC
Universal Electronics Executive Sells 938 Shares; Credit Facility Amended, Sales VP Exercises Options
UEIC

Ramzi Ammari, Senior Vice President of Corporate Planning & Strategy at Universal Electronics Inc. (NASDAQ: UEIC), sold 938 shares of common stock on February 13, 2026, at $4.10 per share, generating roughly $3,845. A recent Form 4 shows Ammari also exercised 3,177 options earlier in February. Separately, the company announced the retirement of Executive Vice President of Global Sales David Chong, who will remain as a consultant through March 31, 2026. Universal Electronics also agreed to an Eleventh Amendment to its Second Amended and Restated Credit Agreement, extending the maturity to September 30, 2027, while reducing the aggregate credit limit to $60 million and altering certain covenant and EBITDA definitions.

Key Points

  • Ramzi Ammari sold 938 shares of Universal Electronics common stock on February 13, 2026, at $4.10 per share, totaling approximately $3,845.
  • Ammari exercised 3,177 options to acquire Universal Electronics shares on February 7 and February 9, according to a Form 4 filing with the SEC.
  • Universal Electronics amended its credit agreement, extending maturity to September 30, 2027, reducing the aggregate credit limit to $60 million, and adjusting the consolidated fixed charge coverage ratio covenant and the definition of Consolidated EBITDA.

Summary

Ramzi Ammari, Senior Vice President of Corporate Planning & Strategy at Universal Electronics Inc. (NASDAQ: UEIC), sold 938 shares of the company’s common stock on February 13, 2026, at a price of $4.10 per share, resulting in proceeds of approximately $3,845, according to a Form 4 filing with the Securities and Exchange Commission.

Option Exercises

The same SEC filing indicates that Ammari exercised 3,177 options to acquire Universal Electronics shares on two dates earlier in February - February 7 and February 9. The Form 4 records both the sale and the option exercises as separate transactions disclosed to regulators.

Leadership Change

In a distinct announcement, Universal Electronics disclosed that David Chong, executive vice president of global sales, has retired. Chong’s retirement became effective recently, and he will continue to support the company in a consulting capacity through March 31, 2026.

Credit Agreement Amendment

Universal Electronics also reported an Eleventh Amendment to its Second Amended and Restated Credit Agreement with U.S. Bank National Association and other lenders. The amendment extends the credit facility’s maturity date to September 30, 2027. It reduces the aggregate credit limit to $60 million and includes adjustments to the consolidated fixed charge coverage ratio covenant and to the definition of Consolidated EBITDA. The company noted that other terms of the credit agreement remain largely unchanged.

Context and Limitations

This report summarizes the transactions and corporate actions disclosed in company filings and notices. The filing referenced for the insider activity is a Form 4 submitted to the Securities and Exchange Commission. The company-supplied description of the credit agreement amendment specifies the extended maturity, reduced limit, and changes to covenant and EBITDA definition but does not detail the precise numerical covenant thresholds or the revised EBITDA language in the amendment.


Key points

  • Ramzi Ammari sold 938 shares of Universal Electronics common stock on February 13, 2026, at $4.10 per share, for about $3,845.
  • Ammari exercised 3,177 options on February 7 and February 9, as reported in an SEC Form 4 filing.
  • Universal Electronics amended its credit agreement to extend maturity to September 30, 2027, cut the aggregate credit limit to $60 million, and altered the consolidated fixed charge coverage ratio covenant and the definition of Consolidated EBITDA; other terms remain largely unchanged.

Risks and uncertainties

  • The Form 4 discloses insider transactions but does not provide detail on the motivations behind the sale or the option exercises - this lack of explanation represents an informational limitation.
  • The Eleventh Amendment notes changes to covenant calculations and EBITDA definitions but the filing summary does not provide the exact revised covenant thresholds or the full revised EBITDA definition, creating uncertainty about the amended financial tests.
  • While David Chong will serve as a consultant through March 31, 2026, the company’s disclosure does not elaborate on succession plans or interim sales leadership, which may affect near-term sales organization continuity.

Sectors impacted

  • Corporate governance and insider activity monitoring.
  • Credit and lending markets for corporate borrowers, given the amended credit agreement.
  • Commercial sales operations within the electronics sector, in light of the global sales leadership change.

Risks

  • The SEC Form 4 provides transaction details but does not explain the motives for the insider sale or option exercises, leaving intent unclear.
  • The credit agreement amendment references covenant and EBITDA definition changes but does not disclose the precise revised covenant thresholds or the full wording of the EBITDA definition.
  • The retirement of the executive vice president of global sales and the limited information on succession planning introduce uncertainty about near-term sales leadership continuity.

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