Insider Trading February 19, 2026

Stilwell-affiliated investors add 594 shares of Peoples Financial, buying near 52-week high

Purchase of 594 PFBX shares totals $12,622 as group holding remains above 10%; InvestingPro flags valuation and technicals

By Leila Farooq PFBX
Stilwell-affiliated investors add 594 shares of Peoples Financial, buying near 52-week high
PFBX

A group that includes Stilwell Value LLC and Joseph Stilwell purchased 594 shares of Peoples Financial Corp. (NASDAQ: PFBX) on February 18, 2026 at $21.25 per share, a transaction valued at $12,622. The trade occurred while the stock trades close to its 52-week high and following analysis that suggests the stock is overvalued and technically overbought.

Key Points

  • Stilwell Value LLC and Joseph Stilwell purchased 594 PFBX shares on February 18, 2026, at $21.25 each, for a total of $12,622.
  • The Stilwell group, filing as a Section 13(d) group, directly holds 462,213 shares and reports beneficial ownership exceeding 10% of PFBX.
  • Market context: PFBX trades near its 52-week high, has a market capitalization of $98.12 million, a P/E of 20.82, a 1.69% dividend yield, and a 13.24% total return over the past year.

Investors connected to the Stilwell organization reported a modest common-stock purchase in Peoples Financial Corp. (NASDAQ: PFBX) on February 18, 2026. The filing states that Stilwell Value LLC together with Joseph Stilwell - identified as a ten-percent owner of the company - acquired 594 shares at $21.25 apiece, bringing the total consideration for the position to $12,622.

The share price at which the trade was executed sits close to PFBX's 52-week high of $22.54. Market data included with the filing shows a current market capitalization of $98.12 million and a price-to-earnings ratio of 20.82.

Following the purchase, Stilwell Activist Investments, L.P. is reported to directly own 462,213 shares of Peoples Financial. The individuals who filed the notice are doing so as members of a Section 13(d) group, which the filing indicates beneficially owns more than 10% of the issuer's common equity.

InvestingPro commentary accompanying the transaction highlights that the stock appears overvalued when compared with its Fair Value estimate. In addition to the valuation note, InvestingPro assigns a financial health score of "FAIR" to PFBX and technical indicators that currently point to overbought conditions for the share price.

Performance and shareholder return metrics included in the disclosure show that PFBX has produced a 13.24% total return over the past 12 months. The company also yields 1.69% in dividends and is reported to have paid dividends for nine consecutive years.

The reported purchase is small relative to the Stilwell group's overall holdings, but it is recorded alongside their continued sizeable ownership stake that exceeds the 10% reporting threshold. The filing consolidates ownership information and the market statistics that provide context for the purchase.


Summary of the transaction:

  • 594 shares bought on February 18, 2026 at $21.25 per share - total $12,622.
  • Transaction occurred near the 52-week high of $22.54; market cap $98.12 million; P/E 20.82.
  • Stilwell Activist Investments, L.P. reported direct ownership of 462,213 shares.

All data above is drawn from the reported filing and the accompanying InvestingPro analysis noted in the disclosure.

Risks

  • Valuation concern - InvestingPro indicates PFBX appears overvalued versus its Fair Value estimate, which may affect investor expectations - relevant to equity markets and financial sector valuations.
  • Technical risk - InvestingPro's indicators suggest the stock is currently in overbought territory, raising the possibility of short-term price volatility in the market.
  • Concentration and interpretation - The Stilwell group already holds a sizable stake above 10%, and the comparatively small size of this purchase ($12,622) may limit the informational value of the trade for market participants; this affects investor signaling in the banking and financial services sector.

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