Insider Trading February 27, 2026

Southern First HR Chief Sells Shares, Exercises Options in Single-Day Transactions

Silvia T. King sold 2,625 shares and exercised options for 2,625 more as SFST trades near its 52-week high

By Leila Farooq SFST
Southern First HR Chief Sells Shares, Exercises Options in Single-Day Transactions
SFST

Silvia T. King, Chief Human Resources Officer of Southern First Bancshares Inc., disposed of 2,625 common shares on February 26, 2026, and concurrently exercised options to acquire 2,625 shares. The sale totaled $158,796 while the option exercises represented $99,100 in value. The stock is trading close to its 52-week peak and is flagged by InvestingPro as overvalued on a P/E basis.

Key Points

  • Silvia T. King sold 2,625 shares of Southern First on February 26, 2026 for $60.4938 per share, totaling $158,796.
  • On the same day King exercised options to acquire 2,625 shares via two exercises (625 at $32.32; 2,000 at $39.45), with the exercised shares valued at $99,100.
  • After these transactions King directly owns 3,963 shares; the stock is trading near its 52-week high and InvestingPro indicates the shares may be overvalued with a P/E of 16.29 - relevant to the banking and broader financial markets.

Silvia T. King, who serves as Chief Human Resources Officer at Southern First Bancshares Inc (NASDAQ:SFST), completed a sale of 2,625 common shares on February 26, 2026. The shares were sold at $60.4938 apiece, producing gross proceeds of $158,796.

The disposition occurred while Southern First shares are trading near their 52-week high of $62 and after the stock has advanced roughly 80% over the last 12 months. According to InvestingPro analysis cited in company-related reporting, the shares currently appear overvalued relative to a stated Fair Value estimate and the stock is trading at a price-to-earnings ratio of 16.29.

On the same date that the sale took place, King exercised stock options to acquire a total of 2,625 shares of Southern First common stock. Those exercises were executed through two separate option grants. The first exercise covered 625 shares at an exercise price of $32.32 per share, while the second covered 2,000 shares at an exercise price of $39.45 per share. The aggregate value of the shares obtained through these option exercises is reported as $99,100.

After accounting for the sale and the option exercises, King is reported to directly own 3,963 shares of Southern First Bancshares Inc.

Details provided on transaction pricing, the exercise prices of the options, and the resulting share totals present a clear record of the day’s activity for the company’s HR chief. The sale price, option exercise prices, and the post-transaction ownership figure align with the reported filings and company disclosures made public in association with the trades.


Context and facts:

  • Sale: 2,625 shares sold on February 26, 2026 at $60.4938 each - proceeds $158,796.
  • Option exercises: 2,625 shares acquired via two exercises - 625 shares at $32.32 and 2,000 shares at $39.45; total value $99,100.
  • Remaining direct ownership after transactions: 3,963 shares.
  • Market backdrop: shares near a 52-week high of $62 and an 80% yearly gain; InvestingPro flags the stock as overvalued with a P/E of 16.29.

Where available, readers should consult company filings for the formal insider transaction reports. The record above reflects the specific transaction quantities, prices, and resulting ownership disclosed in the filings and associated reporting.

Risks

  • Valuation risk: InvestingPro analysis cited in reporting suggests SFST is trading above its Fair Value estimate and has a P/E of 16.29, which may indicate overvaluation for investors in the banking sector.
  • Market-timing risk: The insider sale occurred with the stock close to its 52-week high of $62 after an approximately 80% year-over-year rally, which may affect market perceptions of share price momentum in regional banking equities.
  • Ownership concentration uncertainty: The transactions change the insider’s direct holdings to 3,963 shares; shifts in executive-level holdings can alter perceptions of insider conviction for investors in the financials sector.

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