Insider Trading February 27, 2026

Seacoast Banking EVP and CRO Sells Stock After Option Exercise; Q4 2025 Shows Mixed Results

Joseph Forlenza sold 12,635 shares and simultaneously exercised options for the same amount as Seacoast posts revenue beat but EPS miss

By Jordan Park SBCF
Seacoast Banking EVP and CRO Sells Stock After Option Exercise; Q4 2025 Shows Mixed Results
SBCF

Joseph M. Forlenza, Executive Vice President and Chief Risk Officer at Seacoast Banking Corp of Florida (SBCF), sold 12,635 shares of company stock on February 26, 2026, for $415,691, and on the same day exercised options to acquire 12,635 shares at $31.15 for $393,580. Following the transactions he directly holds 42,392 shares. The stock has fallen roughly 8% over the past week. Separately, Seacoast reported Q4 2025 results with EPS of $0.44 versus a $0.49 estimate and revenue of $203.3 million versus $201.25 million expected.

Key Points

  • A senior executive sold 12,635 shares and exercised options for the same number on February 26, 2026, resulting in net ownership of 42,392 shares.
  • Seacoast's Q4 2025 results were mixed: revenue exceeded expectations while EPS fell short of estimates.
  • Recent share price weakness - a roughly 8% decline over the past week - sits alongside analysis suggesting potential undervaluation and a five-year streak of dividend increases; sectors impacted include regional banking and financial services.

Insider transaction details

Joseph M. Forlenza, who serves as Executive Vice President and Chief Risk Officer of Seacoast Banking Corp of Florida, completed a sale of 12,635 shares of common stock on February 26, 2026, for proceeds of $415,691. The shares were disposed at a weighted average price of $32.90, within a sell range of $32.89 to $32.95.

On that same date, Forlenza executed previously held options to acquire 12,635 shares of Seacoast common stock at an exercise price of $31.15, representing a total option purchase value of $393,580.


Post-transaction ownership

After these transactions were completed, Forlenza's direct stake in Seacoast totals 42,392 shares.


Market context and recent price action

The company's shares have retreated by roughly 8% over the past week. The firm is characterized as a roughly $3 billion regional bank. Some valuation analysis indicates the shares may be underpriced relative to a Fair Value assessment, and management has increased the dividend for five consecutive years.


Earnings snapshot

Seacoast Banking Corporation of Florida reported fourth-quarter 2025 results that were mixed. Earnings per share came in at $0.44, below the $0.49 consensus estimate. Revenue, however, exceeded expectations at $203.3 million versus a projected $201.25 million. The divergence between revenue outperformance and an EPS shortfall underscores the mixed character of the quarter's financials.


Implications for investors

The paired insider transactions - an outright sale and an option exercise for the identical number of shares on the same day - are factual records of activity by a senior executive and leave Forlenza with a notable holding in the company. The quarter's results provide concrete figures for investors to assess: revenue above forecasts and EPS below forecasts. Together with the recent share-price weakness, these data points may factor into evaluations of valuation and dividend sustainability.


Summary of facts

  • Sale: 12,635 shares sold on Feb. 26, 2026, for $415,691; weighted average price $32.90 (range $32.89 to $32.95).
  • Option exercise: 12,635 shares acquired at $31.15 for $393,580 on the same day.
  • Direct ownership after transactions: 42,392 shares.
  • Stock moved down roughly 8% over the prior week.
  • Q4 2025 results: EPS $0.44 (vs. $0.49 est.); revenue $203.3 million (vs. $201.25 million est.).

Risks

  • The EPS miss in Q4 2025 may temper investor sentiment toward the regional banking sector and could influence near-term analyst assessments.
  • Recent share-price decline (about 8% over the prior week) introduces market volatility risk for existing and prospective shareholders in the bank and financial sector.
  • Insider selling activity, even when paired with option exercises, can create uncertainty about near-term insider sentiment and may affect market perception of company leadership.

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