Insider Trading March 18, 2026

Root Inc. CAO Sells $179,550 of Stock Amid Recent Earnings Update

Chief Administrative Officer Jonathan Allison disposes of nearly 4,000 shares under a 10b5-1 plan as the stock trades near its 52-week low

By Ajmal Hussain ROOT
Root Inc. CAO Sells $179,550 of Stock Amid Recent Earnings Update
ROOT

Root Inc.'s Chief Administrative Officer, Jonathan Allison, sold 3,990 shares of Class A common stock on March 17, 2026, for $45.00 per share under a 10b5-1 trading arrangement, realizing $179,550. The transaction leaves Allison with 85,989 directly held shares. The sale coincides with ROOT trading close to a 52-week low and follows the company's fourth-quarter 2025 report showing solid revenue growth but a modest decline in net income. An external Fair Value assessment indicates the stock may be undervalued, while Keefe, Bruyette & Woods lowered its price target to $104 from $150 and kept an Outperform rating after revising its earnings outlook.

Key Points

  • Jonathan Allison sold 3,990 shares of Root Inc. Class A common stock on March 17, 2026, at $45.00 per share under a 10b5-1 trading plan, for total proceeds of $179,550.
  • Post-transaction, Allison directly owns 85,989 shares of Root, Inc.; the sale occurred while the stock traded near its 52-week low of $42.65 and after a year-to-date decline of about 69%.
  • Root reported strong revenue growth in Q4 2025 but a slight dip in net income; Keefe, Bruyette & Woods lowered its price target to $104 from $150 yet maintained an Outperform rating due to a revised earnings outlook balancing a lower loss ratio against higher operating expenses.

Insider transaction details

Chief Administrative Officer Jonathan Allison executed a sale of 3,990 shares of Root Inc. Class A common stock on March 17, 2026, at a price of $45.00 per share, producing a total transaction value of $179,550. The disposition was carried out under a 10b5-1 trading plan. After the sale, Allison directly holds 85,989 shares of Root, Inc.


Share price context

The insider sale occurred while Root's shares were trading near their 52-week low of $42.65. Over the past year the stock has fallen roughly 69%. At the time of the report the company traded at a price-to-earnings ratio of 19.25 and carried a market capitalization of $701.5 million. An independent Fair Value assessment suggests the company appears undervalued.


Recent financials and analyst response

Root Inc. released fourth-quarter 2025 results that showed notable revenue growth, although the company recorded a slight decline in net income. In response to those results, Keefe, Bruyette & Woods adjusted its view by lowering the price target to $104 from $150 while retaining an Outperform rating. The firm said its revised earnings outlook incorporated a lower loss ratio that was partially offset by higher operating expenses.


What this means

The transaction is a routine insider disposition completed under a pre-established trading plan. It coincides with a period of stock weakness and follows a quarterly report that mixed strong top-line performance with pressure on net income. The analyst adjustment reflects recalibrated expectations for earnings and operating cost trends, while a Fair Value assessment cited in connection with the company indicates a potential valuation gap versus market pricing.


Limitations

Details presented here reflect the available transaction data, recent financial results, and the cited analyst update. No additional information about Allison's motivations or future insider transactions is provided beyond the facts of the sale and the disclosed holdings.

Risks

  • Share price volatility - Root's shares have fallen approximately 69% over the past year and are trading close to their 52-week low, posing market risk for investors.
  • Earnings uncertainty - The company posted a slight decline in net income in Q4 2025, and analyst forecasts were adjusted to reflect a revised earnings outlook influenced by operating expense pressures.
  • Valuation ambiguity - While a Fair Value assessment suggests undervaluation, market pricing and analyst adjustments indicate differing views on the company's near-term trajectory and profitability.

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