Insider Trading February 20, 2026

Richmond Mutual Bancorp Market President Makes Small Direct Share Purchase

William A. Daily Jr. adds roughly $3,000 in stock, holds options that vest beginning mid-2026

By Avery Klein RMBI
Richmond Mutual Bancorp Market President Makes Small Direct Share Purchase
RMBI

William A. Daily Jr., Market President (West Ohio) at Richmond Mutual Bancorporation, Inc. (NASDAQ: RMBI), purchased 212.7936 shares of the company's common stock on February 19, 2026, at $14.10 per share for a total outlay of approximately $3,000. After the buy, Daily directly holds 844.5901 shares and controls options on 25,000 shares that vest in five equal annual installments beginning June 30, 2026, with an exercise price of $13.37. The stock is trading at $14.06, with a P/E ratio of 11.97 and a dividend yield of 4.26%. InvestingPro analysis notes management buybacks and offers additional ProTips for subscribers.

Key Points

  • William A. Daily Jr. bought 212.7936 shares on February 19, 2026, at $14.10 per share for about $3,000.
  • After the purchase Daily directly owns 844.5901 shares and holds options on 25,000 shares vesting in five equal annual installments starting June 30, 2026, with a $13.37 exercise price.
  • The stock trades at $14.06, with a P/E of 11.97 and a dividend yield of 4.26%; InvestingPro analysis notes active management buybacks.

William A. Daily Jr., who serves as Market President (West Ohio) at Richmond Mutual Bancorporation, Inc. (NASDAQ: RMBI), acquired 212.7936 shares of the bank's common stock on February 19, 2026. The transaction price was $14.10 per share, representing a total purchase of approximately $3,000.

Following this acquisition, Daily's direct ownership of Richmond Mutual Bancorporation common stock stands at 844.5901 shares. In addition to his current holdings, Daily holds options covering 25,000 shares of the company's common stock. Those options are scheduled to vest in five equal annual installments, with the first vesting date commencing on June 30, 2026. The exercise price attached to the options is $13.37 per share.

At the time of the report, Richmond Mutual Bancorporation's common shares were trading at $14.06. The stock carries a price-to-earnings ratio of 11.97 and a dividend yield of 4.26%.

Separate analysis from InvestingPro cited in company data highlights that management has been actively repurchasing shares. That analysis also indicates there are four additional ProTips available to subscribers, according to the InvestingPro note.


Summary

The disclosed insider purchase is modest in dollar terms - roughly $3,000 - and increases William A. Daily Jr.'s direct stake to 844.5901 shares. He also controls options on 25,000 shares that begin vesting in equal installments starting June 30, 2026, at an exercise price of $13.37. Market metrics at the time of the filing show the stock trading at $14.06 with a P/E of 11.97 and a 4.26% dividend yield.

Key points

  • Insider purchase: Daily acquired 212.7936 shares on February 19, 2026, at $14.10 per share, totaling approximately $3,000.
  • Post-transaction holdings: Daily now directly owns 844.5901 shares and holds options for 25,000 shares vesting over five years starting June 30, 2026, with an exercise price of $13.37.
  • Market snapshot: Shares trade at $14.06, with a P/E ratio of 11.97 and a dividend yield of 4.26%; InvestingPro analysis notes active management buybacks and additional subscriber content.

Risks and uncertainties

  • The size of the disclosed purchase is small relative to typical institutional transactions, so its informational content regarding executive conviction may be limited - this affects investor interpretation in the banking sector.
  • The options held by Daily vest over multiple years beginning June 30, 2026; future vesting and exercise depend on standard conditions, which introduces timing uncertainty in potential share ownership changes.
  • The InvestingPro note references management buybacks, but details beyond that statement are available only to subscribers, limiting public visibility into the scope and timing of repurchase programs.

This report reflects the transaction and related holdings as disclosed and the market metrics noted at the time of reporting. The information presented here adheres strictly to the details provided in the disclosure.

Risks

  • The relatively small size of the insider purchase may limit how much it signals management conviction - relevant to investor interpretation in the banking sector.
  • Vesting schedule for the 25,000-share option grant introduces timing uncertainty for when additional shares may enter circulation.
  • Details on the scope and timing of the management buyback program cited by InvestingPro are not publicly provided, restricting clarity on repurchase impact.

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