Insider Trading March 9, 2026

Progressive Commercial Lines President Disposes $745,604 in Stock as Shares Trade Below Sale Price

Karen Bailo executed a programmed sale under a 10b5-1 plan; company posts strong Q4 2025 results and declares a quarterly dividend

By Hana Yamamoto PGR
Progressive Commercial Lines President Disposes $745,604 in Stock as Shares Trade Below Sale Price
PGR

Karen Bailo, president of Commercial Lines at Progressive Corp (NASDAQ: PGR), sold 3,517 shares on March 5, 2026 under a pre-established 10b5-1 plan. The stock currently trades below the sale price and near its 52-week low even after the company reported solid fourth-quarter 2025 results and announced a quarterly dividend.

Key Points

  • Karen Bailo sold 3,517 shares on March 5, 2026 at $212.00 under a 10b5-1 plan, totaling $745604; she now directly holds 32347.698 shares.
  • Progressive’s stock trades at $205.91, below the sale price and close to its 52-week low of $197.92; InvestingPro analysis lists the company among Most Undervalued.
  • The Progressive Corporation reported strong Q4 2025 results and declared a $0.10 quarterly dividend payable April 10, 2026 (record date April 2, 2026); Jefferies notes AI is unlikely to markedly disrupt certain commercial P&C brokerage segments.

Transaction details

Karen Bailo, who serves as Commercial Lines President at PROGRESSIVE CORP/OH/ (NASDAQ:PGR), reported a sale of 3,517 shares of the company’s common stock on March 5, 2026. The shares were sold at $212.00 each, producing gross proceeds of $745604. The disposition was carried out under a 10b5-1 trading plan that Bailo adopted on November 20, 2025. Following the sale, Bailo directly owns 32347.698 shares of Progressive Corp.


Market context

Progressive’s share price at the time of reporting stands at $205.91, which is below the price at which Bailo sold her shares and close to the company’s 52-week low of $197.92. According to InvestingPro analysis cited in company materials, Progressive is trading significantly below Fair Value estimates and is included on a Most Undervalued list. The company is also identified as having a consistent dividend trajectory, having increased its dividend for three consecutive years.


Earnings and dividend action

The Progressive Corporation reported strong financial results for the fourth quarter of 2025, highlighting robust growth and profitability across multiple segments. Despite the positive earnings release, the stock experienced a slight decline in premarket trading following the report. Alongside the quarterly results, Progressive declared a quarterly dividend of $0.10 per common share. The dividend payment is scheduled for April 10, 2026, to shareholders of record as of April 2, 2026.


Analyst perspective on market structure

Jefferies analysts weighed in on structural dynamics in the commercial property and casualty brokerage market, noting that artificial intelligence is unlikely to produce significant disruption for upper middle market, large, specialty, and reinsurance brokerage operations. The analysts cited complexity, the need for advisory services, and existing data gaps as protective factors for these segments.


Research resources

For investors seeking additional detail, Progressive’s comprehensive Pro Research Report is available as one of more than 1,400 reports covering U.S. equities.


Takeaway

The reported insider sale under an established 10b5-1 plan, the stock trading below the sale price and near its 52-week low, recent strong quarterly results, and a declared quarterly dividend together form the current set of publicly disclosed developments for Progressive Corp.

Risks

  • Share price is trading below the insider sale price and near its 52-week low, indicating potential market weakness for equity holders in the insurance sector.
  • Even after strong fourth-quarter 2025 results, Progressive’s stock experienced a slight premarket decline, reflecting short-term market reaction uncertainty for financial markets and investors.
  • Future technological impact on commercial property and casualty brokerage is uncertain; Jefferies highlights that complexity, advisory services, and data gaps may limit AI disruption for specified brokerage segments.

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