Insider Trading February 14, 2026

Pathfinder Bancorp Director Adam C. Gagas Purchases $26,893 in Stock; Company Declares $0.10 Quarterly Dividend

Filing shows mid-February buy, updated ownership totals and outstanding options; dividend payable in February 2026

By Hana Yamamoto PBHC
Pathfinder Bancorp Director Adam C. Gagas Purchases $26,893 in Stock; Company Declares $0.10 Quarterly Dividend
PBHC

A recent Form 4 filing shows Pathfinder Bancorp director Adam C. Gagas purchased company common stock in two transactions in mid-February totaling $26,893. The filing also updates his direct and indirect ownership, option holdings and notes a quarterly cash dividend declared for the fourth quarter of 2025, payable to shareholders in February 2026.

Key Points

  • Insider activity: Director Adam C. Gagas executed two purchases in mid-February totaling $26,893, raising his indirectly held IRA shares to 17,756.
  • Ownership snapshot: Gagas directly owns 26,801 shares, indirectly holds 149,664 shares via POA, and has options on 8,787 shares exercisable at $11.35 through May 6, 2026.
  • Dividend action: Pathfinder Bancorp declared a $0.10 quarterly cash dividend for Q4 2025, payable February 6, 2026 to shareholders of record on January 16, 2026; this applies to voting and non-voting common stock and $0.10 per notional share on the issued warrant.

A Form 4 submitted to the Securities and Exchange Commission records that Adam C. Gagas, a director of Pathfinder Bancorp, Inc. (PBHC), acquired additional common shares of the bank in two transactions described in the filing as "P" transactions. Reported prices for those trades range from $13.50 to $13.75, and the filing lists the aggregate purchase value as $26,893.

The filing specifies the purchases occurred on consecutive days. On February 12, 2026, Gagas bought 6 shares at $13.50 per share. The next day, February 13, 2026, he acquired 1,950 shares at $13.75 per share. After these transactions, the Form 4 shows Gagas' indirectly owned shares held by an IRA increased to 17,756.

The filing further outlines Gagas' broader position in the company. He directly holds 26,801 shares of Pathfinder Bancorp common stock and has an additional 149,664 shares held indirectly by power of attorney (POA). In addition to share ownership, Gagas possesses stock options covering 8,787 shares of common stock with an exercise price of $11.35; those options are set to expire on May 6, 2026.


Dividend declaration

Separately, Pathfinder Bancorp announced a quarterly cash dividend of $0.10 per share for the fourth quarter of 2025. The company indicated the dividend applies to both voting and non-voting common stock, and it also applies as $0.10 per notional share for the issued warrant. Shareholders of record as of January 16, 2026, are scheduled to receive dividend payments on February 6, 2026.

The dividend announcement in the company notice was presented as consistent with Pathfinder Bancorp's pattern of regular shareholder payouts and framed as a demonstration of the company's ongoing commitment to returning cash to shareholders. The public notice did not include details on earnings or revenue as part of the dividend declaration.


What the filings show

  • Insider purchases: Two purchases totaling $26,893, executed on February 12 and February 13, 2026, at $13.50 and $13.75 per share respectively.
  • Ownership and options: Direct ownership of 26,801 shares, 17,756 indirectly held in an IRA after the recent buys, 149,664 shares indirectly held by POA, and options for 8,787 shares exercisable at $11.35 expiring May 6, 2026.
  • Dividend: Quarterly cash dividend of $0.10 per share for Q4 2025, payable February 6, 2026, to holders of record on January 16, 2026; applies to voting and non-voting common stock and the issued warrant (on a notional-share basis).

All details here are taken from the company filings and the dividend notice as reported in the related SEC Form 4 and the company's dividend declaration. The filings provide ownership counts, transaction dates, prices, option terms and the dividend schedule without additional financial performance data.

Risks

  • The dividend announcement did not include any accompanying earnings or revenue figures, leaving corporate earnings context unspecified.
  • The Form 4 and dividend notice provide transaction and schedule details but do not state motives or strategic rationale for the insider purchases or the dividend beyond noting continuity with past payouts.
  • Options held by the director expire on May 6, 2026; the filing states the expiration date but does not detail any plans for exercise or how that timing may affect future ownership levels.

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