Ohio Valley Banc Corp. (NASDAQ: OVBC) reported a director-level purchase and recent financial results that together sketch a picture of modest insider activity against a backdrop of improving profitability.
On February 13, 2026, Director Michael Seth Isaac purchased 69.3648 common shares at $42.81 each, producing a reported transaction value of $2,969. The filing identifies the trade as a "Voluntary Cash for DRIP" transaction. In addition to that purchase, Isaac acquired 3.2786 shares through the companys dividend reinvestment plan. After accounting for these moves, Isaacs direct ownership in Ohio Valley Banc Corp. totals 689.1673 shares.
Ohio Valley Banc is a regional bank with a market value of $203.33 million. Its share price has climbed 68.78% over the past 12 months and has been trading close to its 52-week high of $44.45.
On valuation and shareholder yield metrics, the company trades at a price-to-earnings ratio of 13.03 and offers a dividend yield of 2.15%. The bank has paid dividends for 33 consecutive years. InvestingPros analysis, as reported, suggests the stock may be slightly overvalued relative to its Fair Value, while the company posts a favorable PEG ratio of 0.31, which indicates a strong relationship between expected growth and its earnings multiple.
Operationally, Ohio Valley Banc delivered a meaningful improvement in earnings for 2025. Consolidated net income for the fourth quarter was $3.96 million, up 57% versus the fourth quarter of 2024. Quarterly earnings per share rose to $0.84 from $0.53 year over year.
For the full year ended December 31, 2025, the bank reported net income of $15.6 million, a 42% increase from $11.0 million in 2024. Full-year earnings per share increased to $3.31 from $2.32. Return on average assets improved to 1.02% from 0.77%, while return on average equity rose to 9.83% from 7.50%.
The company also declared a cash dividend of $0.23 per common share, payable on February 10, 2026, to shareholders of record as of January 23, 2026. That dividend declaration was communicated in a press release and disclosed in a recent SEC filing.
Collectively, the insider purchase, payout policy and stronger 2025 earnings provide discrete data points for investors assessing Ohio Valley Bancs current positioning. The director-level acquisition was executed via the companys dividend reinvestment mechanism and as a voluntary cash-for-DRIP transaction, and leaves Isaac with a modest directly owned stake in the bank.