Insider Trading March 6, 2026

NMI Holdings Executive Chairman Disposes $755,943 of Stock After Option Exercise

Bradley M. Shuster sells 19,430 shares and exercises more than 55,000 options amid positive quarterly results and valuation signals

By Maya Rios NMIH
NMI Holdings Executive Chairman Disposes $755,943 of Stock After Option Exercise
NMIH

NMI Holdings Executive Chairman Bradley M. Shuster sold 19,430 shares on March 5, 2026, for $755,943 and on March 4 exercised options to acquire 55,158 shares at $11.10. The transactions leave Shuster with direct ownership of 415,411 shares plus 47,150 shares held by the Shuster Family Trust. The moves come as the company reports a fourth-quarter 2025 earnings beat and trades at a low P/E ratio by InvestingPro analysis.

Key Points

  • Bradley M. Shuster sold 19,430 shares on March 5, 2026, for a total of $755,943, with prices ranging from $38.66 to $39.19.
  • On March 4, 2026, Shuster exercised options to acquire 55,158 shares at $11.10 for $612,253; 35,728 shares were withheld for cashless exercise and taxes.
  • After the transactions, Shuster directly holds 415,411 shares and the Shuster Family Trust holds 47,150 shares; the company reported Q4 2025 EPS of $1.20 and revenue of $180.7 million, both above expectations.

Executive Chairman Bradley M. Shuster executed a sale of NMI Holdings, Inc. (NASDAQ: NMIH) common stock on March 5, 2026, disposing of 19,430 shares at an average price of $38.906 per share for aggregate proceeds of $755,943. The executed sale prices ranged between $38.66 and $39.19, according to a Form 4 filed with the Securities and Exchange Commission.

Prior to that sale, Shuster exercised stock options on March 4, 2026, to acquire 55,158 shares at an exercise price of $11.10, representing a total cost of $612,253. On the same date, 35,728 shares were withheld in connection with the cashless exercise of options and to cover withholding taxes, as disclosed in the Form 4 filing.

After these transactions were recorded, Shuster retained direct ownership of 415,411 shares of NMIH common stock. The filing also notes that the Shuster Family Trust holds an additional 47,150 shares.

The insider activity coincides with valuation indicators cited in InvestingPro analysis. NMIH is reported to trade at a price-to-earnings ratio of 7.76, which InvestingPro characterizes as low relative to expected near-term earnings growth. The stock is described as appearing undervalued under InvestingPro’s Fair Value assessment, with analysts setting price targets in a $42 to $50 range.

Investors seeking more detailed research on NMIH are pointed to InvestingPro resources, including a comprehensive Pro Research Report and additional ProTips made available through that service.

Separately, NMI Holdings’ reported financial results for the fourth quarter of 2025 showed earnings per share of $1.20, slightly above a $1.19 forecast. The company recorded revenue of $180.7 million in the quarter, surpassing an anticipated $152.67 million. Those outcomes are identified in the filing and supporting materials as the company outperforming consensus estimates for the quarter.

The SEC Form 4 provides the authoritative record of the insider sale and the option exercise, and the financial-release figures summarized above reflect the company’s reported fourth-quarter 2025 performance. The filing documents the specific share counts, prices, and withholdings tied to the March 4 and March 5, 2026 transactions.


Context and next steps

The filing outlines concrete transaction details and subsequent ownership levels but does not provide commentary on the motivations behind the sale or the option exercise. Market participants reviewing the company’s valuation, recent quarterly results, and the insider filing will need to interpret those factors according to their own investment frameworks.

Risks

  • The Form 4 filing records the transactions but does not state the insider’s motivations, leaving uncertainty for investors interpreting the sale.
  • Analyst price targets and InvestingPro’s Fair Value assessment offer differing valuation signals that may create uncertainty about the stock’s near-term direction.
  • Although the company beat fourth-quarter 2025 earnings and revenue expectations, past quarter outperformance does not guarantee future results.

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