Insider Trading March 20, 2026

NB Bancorp CEO Buys $103,870 in Stock as Company Reports Q4 Results

Joseph P. Campanelli increases his stake while NB Bancorp posts adjusted operating gains after merger-related charges

By Nina Shah NBBK
NB Bancorp CEO Buys $103,870 in Stock as Company Reports Q4 Results
NBBK

NB Bancorp President and CEO Joseph P. Campanelli purchased 5,000 shares of company stock on March 6, 2026, for a total of $103,870 at prices between $20.77 and $20.78. InvestingPro analysis flags the $876 million market cap bank as trading below its Fair Value with a PEG ratio of 0.67 and notes active management buybacks. The firm reported Q4 2025 net income of $7.7 million, or $0.19 per diluted share, below analyst estimates, while revenue of $63.2 million exceeded expectations. Adjusted operating net income, excluding merger-related and other one-time charges, was $21.2 million, or $0.51 per diluted share.

Key Points

  • CEO Joseph P. Campanelli purchased 5,000 NB Bancorp shares on March 6, 2026, for a total of $103,870 at prices between $20.77 and $20.78.
  • InvestingPro analysis cited by the company indicates NB Bancorp, with an $876 million market cap, is trading below its Fair Value and has a PEG ratio of 0.67; management is reported to be actively repurchasing shares.
  • NB Bancorp reported Q4 2025 net income of $7.7 million, or $0.19 per diluted share, missing the $0.21 consensus, while revenue of $63.2 million exceeded expectations; adjusted operating net income excluding one-time charges was $21.2 million, or $0.51 per diluted share.

NB Bancorp, Inc. disclosed that President and Chief Executive Officer Joseph P. Campanelli acquired 5,000 shares of common stock on March 6, 2026, executing two transactions that together amounted to $103,870. Transaction prices ranged from $20.77 to $20.78 per share, modestly higher than the stock's listed price of $20.45 at the time of reporting.

Market data referenced in the filing show NB Bancorp with a market capitalization of $876 million. According to InvestingPro analysis cited in the disclosure, the shares are trading below their Fair Value. The same analysis highlights an active management program of share repurchases and reports a price/earnings-to-growth ratio, or PEG, of 0.67. InvestingPro also notes it has five additional tips for investors in NBBK.

Campanelli completed the purchase with 2,000 shares bought through an individual retirement account and 3,000 shares acquired in his capacity as trustee for a trust. After these purchases, his direct beneficial ownership stands at 394,161 shares. Part of his holding includes restricted stock subject to scheduled vesting: some awards vest at a rate of 20 percent per year beginning April 24, 2026, while other awards vest at 33 1/3 percent per year starting February 25, 2027. He additionally holds 49,597 shares indirectly through a 401(k) plan and 3,677 shares indirectly through an employee stock ownership plan.

In operational reporting, NB Bancorp released its fourth-quarter 2025 results, which showed reported net income of $7.7 million, or $0.19 per diluted share, below the consensus analyst estimate of $0.21. Revenue for the quarter totaled $63.2 million, which exceeded expectations.

The company attributed part of the gap between reported and adjusted results to one-time expenses related to its acquisition of Provident Bancorp and its subsidiary BankProv, completed on November 15. Excluding these nonrecurring items, NB Bancorp reported operating net income of $21.2 million, or $0.51 per diluted share, compared with $16.0 million, or $0.45 per diluted share, in the prior quarter.

The difference between the reported and operating figures was driven primarily by $15.7 million of merger and acquisition costs tied to the Provident Bancorp transaction, along with $2.1 million in tax expenses resulting from surrendered bank-owned life insurance policies. These items were identified as the main contributors to the variance between GAAP net income and the adjusted operating measure.

Campanelli's recent purchases and the company's disclosure of merger-related costs provide updated detail on insider holdings and near-term financial impacts following the November acquisition.

Risks

  • Reported net income was depressed by nonrecurring merger and acquisition costs of $15.7 million and $2.1 million in tax expenses from surrendered bank-owned life insurance policies, introducing volatility to GAAP earnings - this impacts financial reporting for banking and financial services sectors.
  • Vesting schedules for restricted stock awards mean a portion of insider-held shares remain subject to future vesting conditions, which could affect future insider liquidity and ownership disclosures - relevant to governance and compensation considerations in the banking sector.
  • Market valuation assessments, such as the InvestingPro Fair Value determination and PEG ratio, are analysis-dependent; investors face uncertainty around valuation signals and management buyback effectiveness - this affects investor perception in regional banking equities.

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