Insider Trading February 27, 2026

NAII CEO Makes Small Share Purchase as Company Secures Waiver on Credit Covenants

Mark A. Ledoux acquired 1,250 shares while Natural Alternatives International obtained a Wells Fargo waiver after covenant breaches

By Marcus Reed NAII
NAII CEO Makes Small Share Purchase as Company Secures Waiver on Credit Covenants
NAII

Natural Alternatives International Inc.'s CEO and chairman, Mark A. Ledoux, reported buying 1,250 shares of the company's common stock in three transactions between February 25 and February 27, 2026, at prices from $2.80 to $2.846, for a total of $3,528. The transactions were disclosed in a Form 4 filing. Separately, the company announced it received a Waiver and Release Agreement from Wells Fargo Bank after disclosing breaches of certain credit covenants for the fiscal first quarter ended September 30, 2025, according to an SEC filing.

Key Points

  • CEO Mark A. Ledoux purchased 1,250 shares of NAII in three transactions between February 25 and February 27, 2026, spending $3,528 at prices between $2.80 and $2.846 per share.
  • Natural Alternatives International received a Waiver and Release Agreement from Wells Fargo after disclosing breaches of the maximum net loss and fixed charge coverage ratio covenants for the fiscal first quarter ended September 30, 2025.
  • The stock was trading at $2.71 at the time of reporting, near a 52-week low of $2.33 and showing a price-to-book ratio of 0.24; InvestingPro analysis cited in the filings indicates the shares may be undervalued based on a Fair Value assessment.

Summary

Natural Alternatives International Inc (NASDAQ: NAII) disclosed insider buying and a secured waiver on its credit agreement this week. The purchases, filed on Form 4 with the Securities and Exchange Commission, show CEO and Chairman Mark A. Ledoux acquired a total of 1,250 shares in three separate transactions. The company also announced it negotiated a Waiver and Release Agreement with Wells Fargo Bank after reporting covenant breaches for the fiscal first quarter ended September 30, 2025.


Insider transactions

The Form 4 filing details that Ledoux bought shares between February 25 and February 27, 2026. Transaction prices ranged from $2.80 to $2.846 per share, bringing the aggregate cash outlay to $3,528. At the time of reporting, the stock was trading at $2.71, close to its 52-week low of $2.33 and carrying a price-to-book ratio of 0.24.

According to an InvestingPro analysis cited in the disclosure, NAII appears undervalued based on its Fair Value assessment, with additional analytical metrics and expert commentary available on that platform.


Credit agreement waiver

The company also filed a public disclosure with the SEC stating it was not in compliance with specific financial covenants for the fiscal first quarter ended September 30, 2025. Natural Alternatives International reported breaches of the maximum net loss covenant and the fixed charge coverage ratio covenant required under its credit agreement. After notifying Wells Fargo of these breaches, the company requested and received a waiver for all defaults. The waiver permits the company to continue under its existing credit agreement despite the prior covenant violations.


Context and implications

The filings provide a concurrent view of insider activity and a financing matter that were made public through SEC disclosures. The insider purchase and the credit waiver are discrete events recorded in mandatory filings; the documents specify the transaction details and the terms of the waiver without offering additional commentary on future company strategy or operational adjustments.


All information in this report is drawn from the company’s SEC filings and the InvestingPro assessment referenced in those filings.

Risks

  • The company disclosed non-compliance with financial covenants for the fiscal first quarter ended September 30, 2025, including breaches of the maximum net loss and fixed charge coverage ratio covenants - this directly affects its credit standing and relationships with lenders.
  • The stock is trading close to its 52-week low and has a low price-to-book ratio of 0.24, reflecting market valuation concerns that could affect investor sentiment and equity financing options.
  • Although a waiver was granted by the lender, the reliance on a waiver to remain within the existing credit agreement introduces ongoing uncertainty in the company’s financing arrangements and covenant compliance.

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