Insider Trading February 18, 2026

Marqeta Director Sells Small Stake as Buybacks and Guidance Take Center Stage

Director Martha Cummings disposes of 2,853 shares while company readies Q4 results, $100M repurchase and leadership changes

By Sofia Navarro MQ
Marqeta Director Sells Small Stake as Buybacks and Guidance Take Center Stage
MQ

Marqeta director Martha Cummings disposed of 2,853 shares on February 17, 2026, in a transaction disclosed via a Form 4 filing. The sales, executed between $3.94 and $4.04 per share, generated roughly $11,410. The stock trades at $4.08, and InvestingPro analysis suggests the shares may be undervalued despite a 34.85% decline over six months. Management repurchases and upcoming earnings on February 24 are highlighted developments.

Key Points

  • Director Martha Cummings sold 2,853 Marqeta shares on February 17, 2026, for roughly $11,410 at $3.94-$4.04 per share.
  • Marqeta announced a new share repurchase program allowing buybacks of up to $100 million of Class A common stock following completion of the prior program.
  • Q4 results will be released on February 24, 2026; analysts hold mixed views with JPMorgan initiating at Overweight ($6.00), while Mizuho and Wolfe Research downgraded coverage.

Marqeta, Inc. (NASDAQ: MQ) reported a director sale in a recent Securities and Exchange Commission filing. According to the Form 4 disclosure, director Martha Cummings sold 2,853 shares on February 17, 2026, at prices ranging from $3.94 to $4.04 per share. The proceeds from the sale totaled approximately $11,410.

Following the transaction, Cummings' direct holdings in Marqeta stand at 38,969 shares. The companys share price was trading at $4.08 at the time of the report, modestly above the range at which Cummings sold. Separate InvestingPro analysis cited in the filing indicates Marqeta may be undervalued on a comparative basis, even as the stock has declined 34.85% over the past six months.

InvestingPro data referenced in the filing also points to active buyback activity by company management. That repurchase effort includes a newly announced program authorizing up to $100 million to repurchase Class A common stock, following the completion of the firm's prior buyback program. The juxtaposition of an insider sale with company-driven repurchases is a notable dynamic for investors monitoring internal capital allocation and share count trends.

Investors are also focused on near-term corporate reporting: Marqeta is scheduled to announce fourth-quarter results on February 24, 2026, six days after the disclosed insider sale. The company has indicated that volume trends for the quarter aligned with expectations, and that it saw growth in the buy now, pay later segment.

Leadership changes at Marqeta were recorded in the filing: Patti Kangwankij was appointed chief financial officer effective February 9, 2026, replacing Mike Milotich, who moved into the chief executive officer role in September 2025.

Analyst coverage of Marqeta shows divergent views. JPMorgan initiated coverage with an Overweight rating and a $6.00 price target. In contrast, Mizuho downgraded Marqeta to Neutral and trimmed its price target to $4.50, citing competition and client concentration risk related to diversification by a major client, Cash App. Wolfe Research also downgraded its view to Peerperform, calling out potential challenges tied to the transition of Cash App Card issuance to Bancorp and headwinds around contract renewals.

These developments - an insider sell, an active repurchase program, imminent earnings, and mixed analyst assessments - frame the current investor picture for Marqeta as it approaches its quarterly reporting date.

Risks

  • Near-term share price volatility around the February 24, 2026 quarterly earnings announcement could affect investor returns - impacts fintech and capital markets sectors.
  • Customer concentration and competitive pressures, specifically related to Cash Apps diversification and transition of card issuance, present revenue and contract renewal risks - impacts payments and fintech sectors.
  • Divergent analyst outlooks and potential contract renewal headwinds introduce uncertainty for valuation and investor sentiment - impacts equity markets and institutional investors.

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