Insider Trading February 6, 2026

Live Oak Bancshares CEO Disposes of 20,000 Shares Across Two Days

James S. Mahan III executed pre-arranged sales totaling roughly $821,000 as the stock climbs after a strong Q4 report

By Avery Klein LOB
Live Oak Bancshares CEO Disposes of 20,000 Shares Across Two Days
LOB

Live Oak Bancshares Chief Executive James S. Mahan III, acting through the James S. Mahan Revocable Trust, sold 20,000 shares of the bank's voting common stock on February 4 and 5, 2026, realizing about $821,072. The transactions took place under a Rule 10b5-1 trading plan and coincided with a period of notable share-price appreciation and better-than-expected fourth-quarter results.

Key Points

  • James S. Mahan III sold 20,000 shares of Live Oak Bancshares voting common stock on Feb. 4-5, 2026, for approximately $821,072.
  • The trades were executed under a Rule 10b5-1 trading plan adopted on August 27, 2025; the stock has risen 33% over the past six months and traded at $40.83.
  • Live Oak posted stronger-than-expected Q4 2025 results (EPS $0.95 vs. $0.57 forecast; revenue $172.91 million) and received an increased price target to $146 from Keefe, Bruyette & Woods.

James S. Mahan III, Chief Executive Officer of Live Oak Bancshares (NASDAQ:LOB), carried out a series of stock sales through the James S. Mahan Revocable Trust on February 4 and 5, 2026, disposing of a combined 20,000 shares of the company’s voting common stock for approximately $821,072.

The transactions were executed at prices spanning $40.1332 to $42.4358 per share and were split across multiple trades. On February 4, Mahan sold 9,760 shares at a weighted average price of $41.8825, with trade prices ranging from $41.26 to $42.21. He also sold 240 shares that day at a weighted average price of $42.4358, within a $42.38 to $42.50 band. The following day, February 5, he sold 9,350 shares at a weighted average of $40.1332, in a range of $39.70 to $40.63, and an additional 650 shares at a weighted average price of $41.3377, in a $41.03 to $41.68 range.

These sales were carried out pursuant to a pre-established Rule 10b5-1 trading plan that was adopted on August 27, 2025.

Ownership records following the transactions show significant holdings across related trusts and entities. The James S. Mahan Revocable Trust held 3,047,844 shares; the Marguerite D. Mahan Revocable Trust held 3,032,547 shares; the 2021 Chip Mahan Family and Charitable Trust held 127,167 shares; the 2021 Peggy Mahan Family Trust held 127,167 shares; and Peapod II, LLC held 140,150 shares.

The sales occurred amid a period of strong price performance for Live Oak Bancshares. According to InvestingPro data, the stock has climbed 33% over the past six months and was trading at $40.83 at the time of the report.

Separately, Live Oak Bancshares reported robust fourth-quarter results for 2025. The bank posted earnings per share of $0.95, a 66.67% surprise versus the forecasted $0.57. Revenue for the quarter reached $172.91 million, exceeding projections by 14.27%.

Following the quarterly results, Keefe, Bruyette & Woods increased its price target for Live Oak Bancshares to $146 from $132 and maintained an Outperform rating on the stock.


Context

The sales were carried out under the terms of the Rule 10b5-1 plan adopted in August 2025. The company’s recent quarterly performance and the analyst price-target revision are noted developments that coincide with the insider transactions.


Disclosure

No additional disclosures are provided in the article text.

Risks

  • The timing of the insider sales coincides with a 33% six-month share-price gain, which may attract market attention in the banking and financials sector.
  • Because the transactions were conducted under a pre-arranged Rule 10b5-1 trading plan, the sales reflect an executed plan rather than an explicitly discretionary decision — limiting clarity around intent for investors in the markets sector.
  • The article does not indicate market reaction to the trades or whether additional sales are planned, leaving uncertainty for shareholders and market participants in the banking and equity markets.

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