Insider Trading March 12, 2026

Kearny Financial Executive Disposes of $30,391 in Stock; Company Reports Stable Q4 Results

EVP and CTIO Timothy Swansson trimmed holdings while Kearny posts steady earnings and modest margin improvement

By Hana Yamamoto KRNY
Kearny Financial Executive Disposes of $30,391 in Stock; Company Reports Stable Q4 Results
KRNY

Kearny Financial Corp. (KRNY) Executive Vice President and CTIO Timothy A. Swansson sold 4,000 shares of common stock on March 10, 2026, in multiple transactions that totaled $30,391. The share price at the time of the sale ranged from $7.59 to $7.61. The stock currently trades at $7.28, below the prices at which Swansson sold. Following the transactions, Swansson's direct ownership in Kearny declined to 55,833 shares. The company has paid dividends for 12 consecutive years and carries a 6% yield per InvestingPro Tips. Separately, Kearny reported net income of $9.4 million, or $0.15 per diluted share, for Q4 2025 alongside a slight increase in net interest income and a four-basis-point expansion in net interest margin to 2.14%.

Key Points

  • Kearny Financial EVP and CTIO Timothy A. Swansson sold 4,000 shares on March 10, 2026, in five transactions at $7.59 to $7.61, totaling $30,391.
  • Following the sale, Swansson's direct stake decreased to 55,833 shares; he also indirectly holds 29,474 shares via ESOP and 10,835 via a 401(k), and retains 75,000 options exercisable at $15.35 expiring December 1, 2026.
  • Kearny reported Q4 2025 net income of $9.4 million ($0.15 per diluted share), net interest income of $38.0 million, and net interest margin expansion to 2.14%; the dividend has been paid for 12 consecutive years with a 6% yield per InvestingPro Tips.

Timothy A. Swansson, who serves as Executive Vice President and CTIO of Kearny Financial Corp. (NASDAQ: KRNY), completed the sale of 4,000 shares of the bank's common stock on March 10, 2026. According to a Form 4 filing with the Securities and Exchange Commission, the disposition occurred across five separate trades, executed at prices between $7.59 and $7.61, for a total consideration of $30,391.

The market price of Kearny Financial common stock currently sits at $7.28, which is below the levels at which Swansson sold his shares. An InvestingPro analysis included in the filings indicates the stock appears undervalued. The Form 4 shows the sale reduced Swansson's direct holdings to 55,833 shares.

In addition to that direct ownership, the filing details Swansson's indirect holdings: 29,474 shares held "By ESOP" and 10,835 shares held "By 401(k)." He also retains 75,000 stock options exercisable for company common stock at an exercise price of $15.35; those options expire on December 1, 2026.


Dividend profile and recent financials

Kearny Financial has maintained a dividend for 12 consecutive years and offers a 6% dividend yield, as noted in InvestingPro Tips. Recent quarterly results show the bank producing stable profitability: for the fourth quarter of 2025, net income reached $9.4 million, or $0.15 per diluted share, nearly unchanged from the prior quarter's net income of $9.5 million.

Net interest income edged up to $38.0 million from $37.7 million in the previous quarter, and the company's net interest margin increased by four basis points to 2.14%. The filings and commentary attribute the margin improvement in part to a liability-sensitive balance sheet that has benefited from recent Federal Reserve rate cuts.


Context and holdings after the sale

After the reported trades on March 10, 2026, Swansson's direct ownership sits at 55,833 shares, with additional indirect holdings via ESOP and 401(k) plans. He retains in-the-money exposure through the 75,000 outstanding options, which remain exercisable at $15.35 until their December 1, 2026 expiration date.

The SEC Form 4 disclosure provides a snapshot of an insider liquidity event alongside Kearny Financial's recent operational metrics. Together, the transactions and the company's quarterly results offer investors data points on insider positioning, dividend continuity, and modest margin improvement in the most recent quarter.

Risks

  • Insider sale reduced direct ownership - while not large in dollar terms, it represents a reduction in direct insider holdings and may merit monitoring by investors - impacts investor sentiment and financials sectors.
  • Options outstanding are exercisable at $15.35 and expire December 1, 2026 - the exercise price is well above current trading levels, creating potential dilution or strategic considerations if exercised - impacts equity holders and capital structure.
  • Kearny's margin expansion and net interest income improvements are modest and tied to a liability-sensitive balance sheet benefiting from recent Federal Reserve rate cuts - future margin performance may change with evolving rate policy - impacts banking and financial sectors.

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