Summary
Michael W. Wolf, who serves as Executive Vice President and Chief Financial Officer at Juniata Valley Financial Corp (OTC:JUVF), reported an acquisition of 2,585 shares of the company's common stock on February 17, 2026, according to a Form 4 filed with the U.S. Securities and Exchange Commission. The filing lists the per-share purchase price as $0.0, producing a reported transaction total of $0. After the transaction, Wolf is recorded as the direct owner of 12,315 shares. The Form 4 was signed and submitted by Danyelle Pannebaker on February 18, 2026.
Transaction details
- Insider: Michael W. Wolf, Executive Vice President and CFO.
- Company: Juniata Valley Financial Corp (OTC:JUVF).
- Date of acquisition: February 17, 2026 (reported on Form 4).
- Number of shares acquired: 2,585 common shares.
- Recorded purchase price: $0.0, total $0.
- Direct holdings after transaction: 12,315 shares.
- Form 4 signed by: Danyelle Pannebaker on February 18, 2026.
Market context noted in the filing
The filing references market data showing Juniata Valley Financial Corp trading at $14.37 and carrying a market capitalization of $72.12 million. The same filing reflects an InvestingPro analysis that characterizes JUVF as appearing undervalued.
Key points
- Insider acquisition recorded: The company's CFO reported acquiring 2,585 shares on February 17, 2026, increasing his direct stake to 12,315 shares.
- Unusual price notation: The transaction is recorded with a purchase price of $0.0 and a total of $0, as stated on the Form 4 submitted February 18, 2026.
- Market snapshot included: At the time of the report, JUVF was trading at $14.37 with a market cap of $72.12 million, and InvestingPro analysis is cited as indicating the stock appears undervalued. These elements primarily affect the financial services sector and OTC/small-cap market participants.
Risks and uncertainties
- Ambiguity in transaction economics - The Form 4 records a purchase price of $0.0 and a total of $0, which leaves the nature of the transfer unclear based on the filing alone. This ambiguity can affect interpretation of insider intent and valuation signals for investors in the financial sector and OTC small-cap stocks.
- Limited disclosure scope - The Form 4 provides specific share counts, dates, and the recorded price, but does not expand on the reasoning or mechanism behind the transaction. Market participants and analysts are constrained by the limited information disclosed.
Concluding note
The SEC Form 4 documents the change in direct ownership by Juniata Valley Financial's CFO without additional explanatory detail. The filing was signed by Danyelle Pannebaker on February 18, 2026, and includes a market reference showing JUVF at $14.37 with a market capitalization of $72.12 million and an InvestingPro assessment that the stock appears undervalued. Beyond the figures and dates recorded in the filing, no further specifics regarding the transaction mechanics or intent are provided.