Insider Trading February 26, 2026

First Internet Bancorp Director Purchases $19,830 in Shares as Q4 Results Show Mixed Signals

Director Joseph A. Fenech adds 1,000 shares while the bank posts an EPS beat but a slight revenue shortfall for Q4 2025

By Jordan Park INBK
First Internet Bancorp Director Purchases $19,830 in Shares as Q4 Results Show Mixed Signals
INBK

Joseph A. Fenech, a director at First Internet Bancorp (NASDAQ: INBK), bought 1,000 shares on February 24, 2026, in multiple transactions totaling $19,830. The stock trades at $20.37 and is identified by InvestingPro as appearing undervalued on a Fair Value basis. First Internet Bancorp also reported fourth-quarter 2025 earnings with EPS of $0.64 versus an expected $0.51, while revenue of $42.1 million missed the $43.5 million estimate.

Key Points

  • Insider purchase: Director Joseph A. Fenech acquired 1,000 shares on February 24, 2026, in multiple transactions totaling $19,830 - impacts investor perception in the banking sector and equity markets.
  • Ownership structure: After the transaction, Fenech directly holds 10,102 shares (including 51 via dividend reinvestment) and indirectly holds 4,050 shares through GenOpp Financial Fund LP - relevant to corporate governance and insider ownership metrics.
  • Earnings and valuation: First Internet Bancorp reported Q4 2025 EPS of $0.64 versus $0.51 expected, with revenue of $42.1 million below the $43.5 million estimate; InvestingPro indicates the stock appears undervalued on its Fair Value assessment - pertinent to financial investors and dividend-focused market participants.

Overview

First Internet Bancorp (NASDAQ: INBK) recorded an insider purchase on February 24, 2026, when Director Joseph A. Fenech acquired 1,000 shares of the company’s common stock, according to a Form 4 filed with the Securities and Exchange Commission. The transactions were executed in multiple trades at prices between $19.83 and $19.87, amounting to $19,830 in total.

Ownership and market context

Following these purchases, Fenech’s direct holdings in First Internet Bancorp stand at 10,102 shares. That total includes 51 shares obtained through a dividend reinvestment plan. In addition to his direct stake, Fenech has indirect exposure to the bank through ownership of 4,050 shares via GenOpp Financial Fund LP.

The company’s common stock was trading at $20.37 at the time of this report. Independent analysis through InvestingPro notes that the share price appears undervalued relative to InvestingPro’s Fair Value assessment. First Internet Bancorp is included among more than 1,400 U.S. equities covered in InvestingPro Research Reports.

Dividend track record

First Internet Bancorp has paid dividends for 14 consecutive years and currently offers a dividend yield of 1.16%.

Recent financial results

In its fourth-quarter 2025 results, First Internet Bancorp posted earnings per share of $0.64, ahead of the consensus estimate of $0.51. Quarterly revenue was $42.1 million, falling short of the $43.5 million analysts had expected. The earnings-per-share outperformance was highlighted as a notable element of the release, while the revenue miss represents a divergence from consensus forecasts.

What this means for stakeholders

The insider purchase increases Fenech’s direct and indirect exposure to First Internet Bancorp and comes against a backdrop of a long-standing dividend policy and mixed quarterly results. The EPS beat and the dividend history may be of particular interest to income-focused investors, while the revenue shortfall will be relevant to market participants tracking top-line momentum in the regional banking sector.


Summary

Director Joseph A. Fenech bought 1,000 shares on February 24, 2026, for $19,830; the stock trades at $20.37 and is flagged by InvestingPro as appearing undervalued. The bank reported Q4 2025 EPS of $0.64 versus $0.51 expected, with revenue of $42.1 million below the $43.5 million consensus.

Risks

  • Revenue shortfall - The company reported quarterly revenue below analyst expectations, which may signal near-term top-line pressure in the regional banking sector and affect investor sentiment.
  • Limited scale of insider purchase - The $19,830 acquisition is a relatively small buy and may not materially change market perceptions or company control, limiting its signal to broader equity markets.
  • Valuation uncertainty - While InvestingPro flags the stock as appearing undervalued on a Fair Value basis, valuation assessments can vary and may not fully capture operational risks faced by the bank or shifts in banking sector dynamics.

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