Insider Trading February 13, 2026

First BanCorp Director Sells $106,895 Stake as Company Trades Near 52-Week High

Roberto R. Herencia disposes of 4,723 shares; bank posts modest Q4 beats and announces CFO succession plan

By Jordan Park FBP
First BanCorp Director Sells $106,895 Stake as Company Trades Near 52-Week High
FBP

First BanCorp director Roberto R. Herencia sold 4,723 shares on February 11, 2026, for $22.633 per share, totaling $106,895. The transaction was disclosed on a Form 4 filing. The sale comes as the stock trades close to its 52-week high and after the bank reported slightly better-than-expected fourth-quarter 2025 results and unveiled a CFO retirement and succession timetable.

Key Points

  • Director Roberto R. Herencia sold 4,723 shares on February 11, 2026, for $22.633 per share, totaling $106,895.
  • First BanCorp beat Q4 2025 expectations with EPS of $0.55 versus $0.51 expected and revenue of $257.17 million versus $256.2 million expected.
  • CFO Orlando Berges will retire effective June 30, 2026, with Said Ortiz named to succeed him as CFO on July 1, 2026.

Overview

Director Roberto R. Herencia executed a sale of 4,723 shares of First BanCorp common stock on February 11, 2026, at a per-share price of $22.633, resulting in proceeds of $106,895. The disposition was recorded in a Form 4 filed with the Securities and Exchange Commission.

Post-transaction holdings and stock context

After the sale, Herencia directly holds 637,019 shares of First BanCorp. The transaction occurred while the shares were trading near the company’s 52-week high of $23.43. Over the past 12 months the stock has returned 13.5% and carries a dividend yield of 3.57%.

Recent financial performance

First BanCorp reported fourth-quarter 2025 results that came in modestly ahead of consensus expectations. The company posted earnings per share of $0.55 versus a forecast of $0.51, and generated revenue of $257.17 million compared with a projected $256.2 million.

Valuation and ratings cited

At present, First BanCorp trades at a price-to-earnings ratio of 10.42. InvestingPro assigns the company a "GREAT" financial health score and notes that First BanCorp has increased its dividend for eight consecutive years. Analyst coverage remains favorable on average, with a consensus recommendation of 1.71. Additional research is available through the InvestingPro Pro Research Report series, which is described as part of a subscriber offering of more than 1,400 reports.

Leadership transition

The bank also disclosed an upcoming change in its finance leadership. Chief Financial Officer Orlando Berges will retire effective June 30, 2026. Said Ortiz, who currently serves as Senior Vice President and Chief Accounting Officer, is slated to assume the CFO role on July 1, 2026.

Context and closing

The disclosed insider sale, recent quarterly results and the scheduled CFO succession are the primary developments noted in company disclosures and filings. Each item was reported through regulatory filings and company announcements referenced in public disclosures.


For readers: the article reflects information contained in the company’s filings and public financial disclosures.

Risks

  • Insider share sale disclosed in a Form 4 may draw investor attention to insider liquidity activity and ownership levels - relevant to equity-market participants and corporate-governance observers.
  • An impending leadership transition at the finance function with the CFO retiring and a new CFO taking charge could introduce short-term operational or reporting adjustments - relevant to investors and corporate stakeholders.
  • The stock is trading near its 52-week high, which may influence investor expectations around future price movements and valuation - relevant to equity investors and valuation analysts.

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