Insider Trading March 12, 2026

Executive Chairman of NMI Holdings Disposes $694K in Stock; Exercises Options

Bradley M. Shuster sells nearly 19,000 shares and exercises options as company posts Q4 2025 beat

By Avery Klein NMIH
Executive Chairman of NMI Holdings Disposes $694K in Stock; Exercises Options
NMIH

NMI Holdings Executive Chairman Bradley M. Shuster sold 18,976 shares on March 12, 2026, for about $694,147 and exercised options to acquire 55,158 shares. The firm reported Q4 2025 results that topped expectations, while market metrics point to a low P/E valuation of 7.55 according to InvestingPro analysis.

Key Points

  • Executive Chairman Bradley M. Shuster sold 18,976 NMIH shares on March 12, 2026, for roughly $694,147 at a weighted average of $36.5803.
  • Shuster exercised options to acquire 55,158 shares at $11.10 each, totaling $612,253, and now directly holds 415,411 shares.
  • NMI Holdings beat Q4 2025 expectations with EPS of $1.20 and revenue of $180.7 million, while InvestingPro flags a P/E of 7.55, indicating undervaluation.

Bradley M. Shuster, Executive Chairman of NMI Holdings (NASDAQ: NMIH), completed a sale of 18,976 company shares on March 12, 2026, netting approximately $694,147. The transaction was executed at a weighted average price of $36.5803 per share, with individual sale prices ranging from $36.31 to $36.81. As of the time of reporting, the stock is trading at $37.13.

Separate from the share sale, Shuster also exercised stock options to acquire 55,158 common shares at an exercise price of $11.10 per share, corresponding to a total exercise value of $612,253, according to a Form 4 filing with the Securities and Exchange Commission. After accounting for these moves, Shuster's direct holdings in NMIH stand at 415,411 shares.

The Form 4 filing further shows that 36,182 shares were withheld to satisfy the cashless exercise of options and to cover related withholding taxes. The filing does not provide further detail beyond these amounts.


Company financials and market context

NMI Holdings reported fourth-quarter 2025 results that exceeded Wall Street expectations. The company posted earnings per share of $1.20, modestly ahead of the $1.19 forecast. Revenue for the quarter came in at $180.7 million, above the anticipated $152.67 million.

Investor response to the quarterly release was reflected in after-hours trading activity, with the company seeing share movement following the report. No recent analyst upgrades or downgrades were reported in conjunction with these results. InvestingPro analysis cited in filings and commentary indicates NMIH trades at a price-to-earnings ratio of 7.55, a valuation the analysis characterizes as undervalued.


Summary of the transactions and implications

  • Sale executed: 18,976 shares sold for approximately $694,147 at a weighted average price of $36.5803.
  • Options exercised: 55,158 shares acquired at $11.10 per share for a total exercise value of $612,253.
  • Post-transaction holdings: Shuster directly owns 415,411 shares of NMIH.
  • Withholding: 36,182 shares were withheld to cover option-related cashless exercise and taxes.

For investors seeking deeper valuation context and expanded executive activity analysis, a Pro Research Report is available on InvestingPro that covers NMIH along with over 1,400 U.S. equities.

Risks

  • Insider sale - The executive sale of nearly 19,000 shares could be interpreted by some market participants as a liquidity or portfolio management action rather than a vote on company prospects. This affects investor sentiment in equity markets.
  • Withholding reduction - The withholding of 36,182 shares to cover the cashless exercise and taxes reduced the number of issued shares delivered to the executive, which could affect reported ownership figures and short-term float calculations in equity trading.
  • Earnings reception - Although Q4 2025 results beat expectations, there were no recent analyst upgrades or downgrades reported, leaving the post-earnings analyst stance unchanged and possibly contributing to short-term uncertainty in investor positioning.

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