Insider Trading March 17, 2026

Consumer Portfolio Services director disposes of 20,000 shares in $150,600 trade

Sale comes after a quarterly earnings miss; stock has traded up since the insider transaction

By Derek Hwang CPSS
Consumer Portfolio Services director disposes of 20,000 shares in $150,600 trade
CPSS

Director Wood Daniel S sold 20,000 shares of Consumer Portfolio Services, Inc. (NASDAQ: CPSS) on March 13, 2026, for $7.53 per share, a transaction valued at $150,600. Following the sale the director retains 194,943 shares. The company's fourth-quarter 2025 results missed analyst expectations on both earnings and revenue, and the stock has since traded at $8.05, remaining down about 14% year-to-date. InvestingPro's Fair Value assessment indicates CPSS may be undervalued, with detailed analysis available in its Pro Research Report covering CPSS and 1,400+ other U.S. equities.

Key Points

  • Director Wood Daniel S sold 20,000 CPSS shares on March 13, 2026, at $7.53 per share, totaling $150,600; post-sale direct holdings are 194,943 shares.
  • Consumer Portfolio Services reported Q4 2025 EPS of $0.21 versus the expected $0.40, a 47.5% negative surprise, and revenue of $109.4 million versus an expected $118.62 million, a 7.77% shortfall.
  • InvestingPro's Fair Value assessment indicates CPSS may be undervalued; a detailed Pro Research Report covering CPSS and 1,400+ U.S. equities is available for further analysis.

Director Wood Daniel S executed a sale of 20,000 shares of Consumer Portfolio Services, Inc. common stock (NASDAQ: CPSS) on March 13, 2026, according to a Form 4 filing with the Securities and Exchange Commission. The shares were sold at $7.53 per share, producing a total transaction value of $150,600.

After completing the disposition, Wood directly owns 194,943 shares of the company. Market quotes show the stock has moved to $8.05 since the sale. Despite that uptick, the share price remains roughly 14% below its level at the start of the year.

Investor-focused analysis from InvestingPro notes that CPSS appears undervalued when measured against its Fair Value assessment. That appraisal and further company-specific research are included in the Pro Research Report, which covers CPSS along with more than 1,400 other U.S. equities.


Consumer Portfolio Services reported fourth-quarter 2025 results that fell short of consensus expectations. The company posted earnings per share of $0.21, compared with analyst projections of $0.40 - a negative surprise of 47.5% relative to the forecast. Revenue for the quarter totaled $109.4 million, missing the anticipated $118.62 million by 7.77%.

Those quarterly results underline a challenging period for the company and have attracted attention from market participants assessing near-term performance and outlook. The combination of an insider sale and a notable quarterly shortfall has been a focal point for investors tracking CPSS's operational and market trends.

Observers seeking further valuation context can consult the InvestingPro Fair Value assessment and the accompanying Pro Research Report for CPSS. The report is part of a broader coverage universe that includes more than 1,400 U.S. listed companies.


Summary of the transaction and recent operating performance is based on the Form 4 filing, market price movement, and the company-reported quarterly results. The information presented here reflects those filings and announcements without extrapolation beyond the reported figures.

Risks

  • Earnings risk - Q4 2025 results missed analyst expectations on both EPS and revenue, signaling potential near-term operational or demand challenges for the company (impacts consumer finance and credit markets).
  • Market volatility - Insider selling in combination with a recent earnings miss could increase trading volatility and investor uncertainty around the stock (impacts equity markets and investors in consumer finance names).
  • Valuation uncertainty - While InvestingPro flags CPSS as potentially undervalued based on its Fair Value assessment, differing interpretations of the company's outlook could lead to divergent market responses (impacts valuation assessments and investor decision-making).

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