Insider Trading March 4, 2026

Community Financial Executive Disposes of CBU Shares in 401(k) Transaction

Maureen Gillan-Myer sold 3,450.3591 shares on Dec. 29, 2025; company recent quarter mixed with revenue beat and slight EPS shortfall

By Caleb Monroe CBU
Community Financial Executive Disposes of CBU Shares in 401(k) Transaction
CBU

Maureen A. Gillan-Myer, EVP and Chief Administrative and HR Officer at Community Financial System, Inc. (NASDAQ: CBU), sold 3,450.3591 shares of the bank's common stock on December 29, 2025, at $58.85 per share, generating proceeds of $203,053. A Form 4 filing shows the sale occurred indirectly through a 401(k) Plan. The filing indicates Gillan-Myer continues to hold 5,550 shares directly. Independent research cited in the filing states the stock appears undervalued, offers a 3.08% dividend yield and has raised its dividend for 28 consecutive years. Separately, Community Bank System's fourth-quarter 2025 report showed operating EPS of $1.12 versus an analyst estimate of $1.13, while revenue came in at $215.45 million, topping expectations of $212.85 million.

Key Points

  • Executive sale of 3,450.3591 CBU shares on Dec. 29, 2025 for $203,053 executed indirectly via a 401(k) Plan.
  • Gillan-Myer retains 5,550 shares directly after the transaction.
  • Q4 2025 results: operating EPS $1.12 (estimate $1.13) and revenue $215.45M (estimate $212.85M).

Maureen A. Gillan-Myer, who serves as Executive Vice President and Chief Administrative & Human Resources Officer at Community Financial System, Inc. (NASDAQ: CBU), sold 3,450.3591 shares of the company's common stock on December 29, 2025. The shares were transacted at a per-share price of $58.85, producing total consideration of $203,053.

The details of the disposition are recorded on a Form 4 filing with the Securities and Exchange Commission, which specifies that the shares were sold indirectly by a 401(k) Plan. The filing further indicates that after the sale Gillan-Myer retains direct ownership of 5,550 shares of Community Financial System, Inc.

Additional material included with the filing references third-party InvestingPro analysis, noting that the stock is viewed as undervalued and carries a 3.08% dividend yield. The same analysis highlights that CBU has increased its dividend for 28 consecutive years, a streak presented as evidence of sustained shareholder returns. The filing points readers to a more comprehensive Pro Research Report for expanded Fair Value estimates and other proprietary ProTips.

Separately, Community Bank System released its fourth-quarter 2025 results. The company reported operating earnings per share of $1.12, which narrowly missed the consensus analyst estimate of $1.13. Revenue for the quarter measured $215.45 million, above the expected $212.85 million, a positive variance called out in the earnings release. Market reaction included a slight decline in pre-market trading following the announcement.

Together, the insider sale disclosure and the quarter-end financials provide contemporaneous data points on company activity: an officer-initiated stock sale executed through a retirement plan and quarterly results that combined a modest EPS shortfall with a revenue beat. The filing and earnings disclosure do not provide additional commentary on intent behind the sale or forward guidance beyond the published numbers and third-party research citations.


Summary

On December 29, 2025, Maureen A. Gillan-Myer sold 3,450.3591 shares of Community Financial System, Inc. at $58.85 per share for $203,053. The sale was made indirectly via a 401(k) Plan, and she continues to hold 5,550 shares directly. InvestingPro analysis referenced in the filing labels the stock undervalued, notes a 3.08% dividend yield, and records 28 consecutive years of dividend increases. In separate company disclosures, Community Bank System reported Q4 2025 operating EPS of $1.12 versus an expected $1.13, and revenue of $215.45 million versus an expected $212.85 million.

Key points

  • An executive-level sale of 3,450.3591 CBU shares on Dec. 29, 2025 generated $203,053 in proceeds and was executed indirectly by a 401(k) Plan.
  • Post-transaction, the officer retains direct ownership of 5,550 shares.
  • Company Q4 2025 results showed a slight operating EPS miss against estimates but a revenue beat of $215.45 million versus $212.85 million expected.

Risks and uncertainties

  • The filing does not explain the officer's rationale for the 401(k)-linked sale, leaving open questions about timing and intent.
  • Fourth-quarter results included an operating EPS shortfall relative to estimates, which may sustain short-term market volatility as evidenced by a slight pre-market decline.
  • References to third-party InvestingPro analysis summarize valuation and dividend history but do not replace company-issued guidance or independent due diligence.

Risks

  • The Form 4 does not state the motivation for the 401(k)-linked sale; intent and timing remain unclear.
  • A slight EPS miss may contribute to short-term share-price pressure, as suggested by modest pre-market declines.
  • Reliance on third-party InvestingPro valuation and dividend analysis does not substitute for company guidance or independent verification.

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