Insider Trading March 19, 2026

Citizens Inc. CEO Acquires 10,000 Shares; Board Approves Pay Increases

Jon Stenberg boosts direct holdings while company discloses executive pay adjustments effective April 1, 2026

By Sofia Navarro CIA
Citizens Inc. CEO Acquires 10,000 Shares; Board Approves Pay Increases
CIA

Citizens, Inc. President and CEO Jon Stenberg purchased 10,000 shares of Class A Common Stock on March 17, 2026, at $4.8075 per share for a total of $48,075. The move leaves Stenberg with 208,930 direct shares; his spouse holds an indirect 130,100 shares. The company also announced a board-approved amendment to Stenberg's employment agreement that raises his base salary and bonus targets effective April 1, 2026.

Key Points

  • CEO Jon Stenberg bought 10,000 Class A shares on March 17, 2026 for $48,075, increasing his direct holdings to 208,930 shares.
  • Citizens’ stock was trading at $4.70 at the time of the purchase, down 27% from its 52-week high and down 21% over six months; company reported profitability over the last twelve months with a P/E of 17.27.
  • The Board approved amendments to Stenberg’s employment agreement effective April 1, 2026, raising base salary and both annual and long-term incentive targets.

Jon Stenberg, President and Chief Executive Officer of Citizens, Inc. (NYSE: CIA), reported an open-market purchase of 10,000 shares of the company’s Class A Common Stock on March 17, 2026. The shares were acquired at $4.8075 each, representing a total cash outlay of $48,075.

Following the purchase, Stenberg directly holds 208,930 shares of Class A Common Stock. His spouse is listed as an indirect holder of an additional 130,100 Class A shares.

At the time of the transaction, Citizens’ shares were trading at $4.70, a level that is 27% below the company’s 52-week high of $6.40. The stock has declined 21% over the prior six-month period. An InvestingPro note cited in the company’s reporting indicates Citizens remained profitable over the last twelve months and carried a price-to-earnings ratio of 17.27 for that period.

Separately, the Citizens Board of Directors approved an amendment to the Executive Employment Agreement with Mr. Stenberg, to take effect April 1, 2026. Under the revised terms disclosed by the company, Stenberg’s annual base salary will increase from $500,000 to $600,000. His annual bonus target is set to rise from $400,000 to $480,000, and the target for his long-term incentive bonus will be raised from $450,000 to $540,000. The company said the changes were approved by the board and disclosed in a press release.

The filings together provide a view of recent insider buying activity and contemporaneous adjustments to executive compensation. The factual record includes the precise purchase date, trade price, share totals held directly and indirectly, current trading level and relative declines, reported profitability and P/E ratio for the last twelve months, and the board-approved changes to the CEO’s compensation package effective April 1, 2026.


Data points reported

  • Insider purchase: 10,000 Class A shares on March 17, 2026 at $4.8075 per share; total $48,075.
  • Direct ownership after the trade: 208,930 Class A shares.
  • Indirect holdings by spouse: 130,100 Class A shares.
  • Market context: trading price $4.70; 52-week high $6.40; six-month decline 21%.
  • Profitability and valuation: profitable over the last twelve months with a P/E of 17.27 (InvestingPro note).
  • Employment agreement changes effective April 1, 2026: base salary $500,000 to $600,000; annual bonus target $400,000 to $480,000; long-term incentive target $450,000 to $540,000.

Risks

  • Market performance risk: the company’s share price is materially below its 52-week high and has declined over the past six months, reflecting potential near-term volatility in the equity market.
  • Executive compensation scrutiny: increases to base salary and bonus targets approved by the board could draw attention from shareholders and stakeholders concerned about pay levels relative to performance.
  • Concentration of insider ownership: significant direct and indirect holdings by the CEO and spouse may create perceptions of concentrated insider exposure; any future insider transactions could have outsized visibility in trading.

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