Insider Trading March 2, 2026

Citizens Financial SVP Makes Small Personal Purchase as Shares Tick Higher

Stephen J. Guillaume bought 13 shares on Feb. 27, 2026; InvestingPro flags CZFS as undervalued based on P/E and dividend yield

By Sofia Navarro CZFS
Citizens Financial SVP Makes Small Personal Purchase as Shares Tick Higher
CZFS

Stephen J. Guillaume, Senior Vice President at Citizens Financial Services (NASDAQ: CZFS), purchased 13 shares of company stock on February 27, 2026, for $57.06 per share, a transaction totaling $741. The stock is trading at $60.06, and InvestingPro identifies CZFS as undervalued with a P/E of 8.62 and a 3.33% dividend yield.

Key Points

  • Stephen J. Guillaume, Senior Vice President at Citizens Financial Services, purchased 13 shares at $57.06 on February 27, 2026, for a total of $741.
  • CZFS is trading at $60.06 at the time of reporting, a modest gain from Guillaume's purchase price; after the trade Guillaume directly owns 4,655.5903 shares.
  • InvestingPro lists CZFS as undervalued with a P/E ratio of 8.62 and a dividend yield of 3.33%; ProPicks AI is noted as a screening tool that evaluates CZFS among other companies.

Stephen J. Guillaume, who serves as Senior Vice President at Citizens Financial Services Inc. (NASDAQ: CZFS), acquired 13 shares of the company's common stock on February 27, 2026, paying $57.06 per share. The transaction value amounted to $741. Following the purchase, Guillaume's direct ownership in the company stands at 4,655.5903 shares.

At the time of reporting, CZFS shares are quoted at $60.06, representing a modest increase relative to Guillaume's purchase price. The share-price movement since the trade reflects a small unrealized gain for this particular transaction.

Independent analysis included in the reporting highlights valuation metrics for CZFS. According to InvestingPro, the company shows a price-to-earnings ratio of 8.62 and pays a dividend yield of 3.33%. Those metrics have placed CZFS on InvestingPro's watchlist of most undervalued stocks on the platform.

The article also references a systematic screening tool called ProPicks AI. Described as an engine that evaluates thousands of companies each month using more than 100 financial metrics, ProPicks AI is said to assess fundamentals, momentum, and valuation without bias. The piece notes that the tool has featured past winners such as Super Micro Computer and AppLovin, and it presents ProPicks AI as a way to check whether CZFS appears in any of its strategies.


Contextual summary

The core facts reported here are specific: the number of shares bought (13), the per-share price ($57.06), the transaction date (February 27, 2026), the total transaction value ($741), the reported current share price ($60.06), Guillaume's resulting direct ownership (4,655.5903 shares), and InvestingPro valuation figures (P/E of 8.62 and dividend yield of 3.33%). The article also identifies analytical coverage of CZFS by InvestingPro and by ProPicks AI's evaluation framework.


Sections impacted

  • Banking and broader financial-services sector, given CZFS is a financial-services company.
  • Public equity markets, inasmuch as insider transactions and valuation assessments are market-relevant data points.

Risks

  • The transaction value is small - $741 - which limits the size of the stake acquired and the apparent scale of insider buying disclosed in this report.
  • The reported share-price movement since the purchase is only modest, indicating a limited immediate gain from the transaction.
  • Valuation and screening commentary referenced in the article derive from platform analyses (InvestingPro and ProPicks AI), which are third-party tools and represent analytical views rather than company disclosures.

More from Insider Trading

Itron Finance Executive Sells Shares to Cover RSU Taxes; Analysts Lift Targets After Strong Quarter Mar 2, 2026 First Financial Bancorp internal auditor disposes $9,036 in stock amid strong quarterly results and fresh analyst coverage Mar 2, 2026 Popular Inc. Director Disposes $204K in Shares as Firm Posts Q4 Beat and Lays Out 2026 Growth Plans Mar 2, 2026 BCB Bancorp Director Marks $39,850 Purchase; Bank Posts Cannabis-Related Write-Down Mar 2, 2026 Boston Properties Executive Sells $328K in Stock Amid Stock Weakness; Q4 Beat, Analyst Downgrade Add Mixed Signals Mar 2, 2026