Insider Trading February 24, 2026

CB Financial CCO Sells Small Stake as Firm Reports Q4 Profit Gain and Leadership Changes

Chief Credit Officer Stephen Cobain disposes of $4,730 in stock; bank posts wider net income and NIM improvement while reshuffling senior finance and board roles

By Nina Shah CBFV
CB Financial CCO Sells Small Stake as Firm Reports Q4 Profit Gain and Leadership Changes
CBFV

Stephen Cobain, Chief Credit Officer at CB Financial Services (CBFV), sold $4,730 of company stock on February 23, 2026. The transaction, which reduced his direct holdings to 4,313 shares, comes alongside CB Financial’s improved fourth-quarter profitability, an uptick in net interest margin, a CFO promotion, and a director resignation. Third-party analysis flags the stock as overvalued relative to its Fair Value, while the company continues a 33-year dividend streak.

Key Points

  • CB Financial CCO Stephen Cobain sold 140 shares on February 23, 2026, totaling $4,730; post-sale direct holdings are 4,313 shares including restricted stock that vests 20% per year.
  • CB Financial reported Q4 net income of $4.7 million versus $2.5 million a year earlier, and net interest margin improved to 3.76% driven by higher yields on earning assets and lower cost of funds.
  • Leadership changes include Amanda L. Engles promoted to EVP and CFO effective January 21, 2026, and director Craig L. Kauffman resigning for personal reasons; the board was reduced to eliminate the vacancy.

CB Financial Services (NASDAQ: CBFV) disclosed that Stephen Cobain, the company’s Chief Credit Officer, executed a sale of company shares on February 23, 2026, disposing of 140 shares for a total of $4,730. Sale prices ranged between $33.77 and $33.92 per share.

Following the transactions, Cobain directly holds 4,313 shares of common stock. That total includes restricted stock that vests at a rate of 20% per year, with vesting commencement dates occurring on various dates. In addition to his direct holdings, Cobain retains option positions: the right to purchase 4,480 shares at an exercise price of $22.12, and a separate option to acquire 5,000 shares at an exercise price of $22.48.

CB Financial’s shares are trading at $33.89, representing an approximate 25% increase over the last 12 months. At the same time, InvestingPro analysis indicates the company is trading above its Fair Value estimate. The firm continues to pay dividends and has maintained its dividend payments for 33 consecutive years; the current yield is 3.3%.


Financial results released by CB Financial for the fourth quarter show net income of $4.7 million, up from $2.5 million in the same period of the prior year. Management attributed part of the improvement to a stronger net interest margin, which rose to 3.76%. The company cited an increase in the yield on earning assets together with a reduction in the cost of funds as drivers behind the NIM improvement.

Alongside the earnings update, CB Financial announced a leadership change in its finance function. Amanda L. Engles was promoted to Executive Vice President and Chief Financial Officer, effective January 21, 2026. Engles has been with Community Bank since March 2023 and previously served as Interim CFO and Senior Vice President.

The company also reported a board-level departure. Craig L. Kauffman resigned from the Board of Directors for personal reasons; the company stated that his resignation was not related to any disagreements with management or the board. Kauffman had been appointed to the board with a term scheduled to expire in 2026 and served on the Audit and Compliance Committees. Following his resignation, CB Financial reduced the size of its board to remove the resulting vacancy.

Taken together, these items - insider share sales, option and restricted stock holdings, quarterly earnings and margin improvement, a CFO promotion, and a director resignation - form the recent set of developments released by CB Financial. The company’s ongoing dividend record and the InvestingPro valuation assessment are additional context for investors evaluating the stock.

Risks

  • Valuation risk: InvestingPro analysis suggests CB Financial is trading above its Fair Value, indicating potential overvaluation in the market - this impacts investors in regional banking and financials sectors.
  • Governance and leadership uncertainty: The resignation of a board member and the adjustment to board size present short-term governance changes that could affect oversight in the banking sector.
  • Insider ownership change: The sale reduced the CCO’s directly held shares to 4,313 while he continues to hold vested and unvested equity and options, creating a change in insider ownership profile for shareholders to monitor.

More from Insider Trading

Cohu Director Steven J. Bilodeau Sells $347,142 in Stock Amid Recent Share Gains Feb 24, 2026 Renn Fund Co-Portfolio Manager Doyle Buys $1,107 Worth of RCG Shares Feb 24, 2026 CEVA CFO Buys $48,350 of Stock; RSU Grant Also Recorded Feb 24, 2026 Urban Outfitters CEO Disposes $1.74 Million in Company Stock Feb 24, 2026 Knight-Swift Executive Chairman Disposes $1.83 Million in Class A Stock Feb 23, 2026