Insider Trading February 17, 2026

AppTech Payments Director Buys 4,200 Shares; Company Revises Convertible Note Terms

Small insider purchase coincides with amended repayment schedule on a $360,000 convertible promissory note

By Derek Hwang APCX
AppTech Payments Director Buys 4,200 Shares; Company Revises Convertible Note Terms
APCX

AppTech Payments director Albert L. Lord purchased 4,200 shares on February 12, 2026, at an average price of $0.3964 per share, totaling $1,664. Separately, the company amended a $360,000 Senior Unsecured Convertible Promissory Note with Eleven 11 Management LLC, altering the maturity and staging principal repayments with outstanding interest due at the new maturity date.

Key Points

  • Director Albert L. Lord purchased 4,200 shares of AppTech Payments common stock on February 12, 2026, at an average price of $0.3964 per share, for a total of $1,664.
  • Following the purchase, Lord directly holds 3,020,394 shares of AppTech Payments Corp.
  • AppTech Payments amended a $360,000 Senior Unsecured Convertible Promissory Note with Eleven 11 Management LLC, signed December 4, 2025, extending the maturity to January 16, 2026 and restructuring principal payments to $50,000 due Dec. 5, 2025; $200,000 due Dec. 20, 2025; and $110,000 due Jan. 16, 2026, with $20,000 of outstanding interest payable at maturity.

AppTech Payments Corp. reported a recent insider transaction and a contractual amendment affecting its short-term liabilities. Director Albert L. Lord acquired 4,200 shares of the company’s common stock on February 12, 2026.

The purchase was executed at an average price of $0.3964 per share, amounting to $1,664. The reported trade prices ranged between $0.3900 and $0.4000 per share. Following this transaction, Lord’s direct holdings in AppTech Payments total 3,020,394 shares.


In a separate filing, the company disclosed an amendment to a previously issued Senior Unsecured Convertible Promissory Note with Eleven 11 Management LLC. The original note, in the principal amount of $360,000, was issued on June 18, 2025. The amendment was signed on December 4, 2025 and modifies the note’s maturity and payment terms.

Under the revised schedule, the maturity date has been extended to January 16, 2026. The principal repayment is restructured into three installments: $50,000 scheduled for December 5, 2025; $200,000 scheduled for December 20, 2025; and the remaining $110,000 due on January 16, 2026. In addition to the principal, the outstanding interest, reported as $20,000, is also payable on the maturity date of January 16, 2026.

These disclosures were made in filings associated with the transactions and do not include commentary beyond the specified terms. The insider purchase and the amended promissory note outline two distinct corporate actions disclosed by AppTech Payments: a director-level acquisition of common stock and an adjustment to the company’s repayment timetable for a convertible note held by Eleven 11 Management LLC.

The available filings present the transaction prices, the updated note schedule, the amended maturity date, and the balances due on specified dates. No further operational or strategic details were provided in the disclosures that accompany these financial and insider transaction records.

Risks

  • The amended promissory note indicates short-term debt obligations concentrated in December 2025 and mid-January 2026, which could affect the company’s near-term liquidity - impacting corporate finance and payments sector participants.
  • The disclosure provides no additional operational or strategic context for the repayments or the insider purchase, leaving uncertainty about broader financial plans or capital sources - relevant to investors and credit stakeholders.
  • Insider buying, while recorded, is limited in size and does not alone resolve questions about the company’s overall funding needs or balance sheet health - a consideration for capital markets and creditors.

More from Insider Trading

Clean Harbors Director Executes $204,802 Sale as Company Reports Strong Q4 and Pushes M&A Agenda Feb 21, 2026 Clean Harbors Executive Disposes Nearly $1.0M in Stock as Company Posts Strong Q4 Feb 21, 2026 Clean Harbors CFO Disposes $784K in Shares as Company Reports Strong Quarter and Pursues Acquisition Feb 21, 2026 Travelers Executive Vice President Records $1.74 Million Share Sale as Company Posts Strong Quarter Feb 21, 2026 Genasys Director Buys $50,404 of Stock; Company Reports Mixed Q1 Results Feb 21, 2026