Insider Trading March 14, 2026

Aflac President Masatoshi Koide Disposes of $1.7M in Shares; Company Posts Mixed Q4 Results

Koide sold 15,431 Aflac shares under a pre-arranged 10b5-1 plan as the insurer reported an EPS miss but revenue beat expectations

By Priya Menon AFL
Aflac President Masatoshi Koide Disposes of $1.7M in Shares; Company Posts Mixed Q4 Results
AFL

Masatoshi Koide, President and Representative Director, ALIJ, of Aflac Inc. sold 15,431 shares on March 11, 2026, at $109.93 per share for roughly $1.7 million under a Rule 10b5-1 plan adopted December 5, 2025. After the sale Koide directly holds 86,422 shares. Separately, Aflac reported fourth-quarter 2025 results with EPS of $1.57 versus a $1.70 consensus and revenue of $4.87 billion versus a $4.28 billion forecast; Mizuho raised its price target to $107 from $104 while retaining an Underperform rating and a projected -6% return.

Key Points

  • Masatoshi Koide sold 15,431 shares of Aflac on March 11, 2026, at $109.93, totaling about $1.7 million.
  • The sale was executed under a Rule 10b5-1 trading plan adopted on December 5, 2025; Koide now directly owns 86,422 shares.
  • Aflac's Q4 2025 showed EPS of $1.57 versus a $1.70 forecast (-7.65% surprise) while revenue was $4.87 billion versus $4.28 billion expected (+13.79% surprise); Mizuho raised its price target to $107 from $104 but kept an Underperform rating with an anticipated -6% return.

Masatoshi Koide, who serves as President and Representative Director, ALIJ, at Aflac Inc. (NYSE:AFL), completed a sale of company stock on March 11, 2026. The transaction involved 15,431 shares sold at $109.93 per share, producing proceeds of approximately $1.7 million. The disposition was carried out pursuant to a Rule 10b5-1 trading plan that Koide adopted on December 5, 2025.

Following this sale, Koide's direct ownership in Aflac stands at 86,422 shares. The filing does not indicate any additional changes to his holdings beyond the March 11 trade executed under the pre-established plan.

Coinciding with this insider sale, Aflac released its fourth-quarter 2025 financial results. The company reported earnings per share of $1.57, which fell short of the $1.70 that analysts had forecast, representing a negative surprise of 7.65%. Revenue for the quarter came in at $4.87 billion, exceeding expectations of $4.28 billion and marking a positive surprise of 13.79%.

Following the quarterly report, Mizuho adjusted its price target for Aflac to $107 from $104. Despite the higher target, Mizuho maintained an Underperform rating on the stock and continued to model a negative return of 6% for the shares.

The transaction note filed for Koide specifies the use of a Rule 10b5-1 plan adopted on December 5, 2025, indicating the stock sale was executed under prearranged trading instructions rather than as a one-off discretionary trade. The company's reported quarterly performance presents a mixed picture, with a shortfall on EPS offset by revenue that exceeded consensus estimates.

This report confines itself to the information disclosed in the regulatory filing and the company's quarterly results; no additional inferences about motives or future actions are drawn beyond the recorded facts.

Risks

  • Earnings per share for Q4 2025 missed consensus estimates, which could influence investor sentiment and valuations in the insurance sector.
  • Analyst stance remains cautious: Mizuho maintained an Underperform rating despite a higher price target, signaling ongoing downside expectations for the stock.
  • Insider selling, even when executed under a 10b5-1 plan, may raise questions among market participants about near-term insider liquidity needs or portfolio adjustments.

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