Economy March 13, 2026

Morgan Stanley Sees Fed Holding Rates Next Week, Citing an Easing Bias Despite Oil Shock

Bank expects unchanged policy decision, unchanged dot plot and a continued emphasis on looking through energy-driven inflation

By Priya Menon
Morgan Stanley Sees Fed Holding Rates Next Week, Citing an Easing Bias Despite Oil Shock

Morgan Stanley anticipates the Federal Reserve will keep interest rates steady at its upcoming meeting, maintaining an easing bias even as recent rises in oil prices push up headline inflation forecasts. The bank expects the Fed to show an unchanged dot plot, project one rate cut this year and one next year, and record three dissents in favor of a cut. Market recommendations include a neutral stance on Treasury duration and a focus on oil-driven FX risks.

Key Points

  • Morgan Stanley expects the Fed to hold interest rates at the upcoming meeting while retaining an easing bias; the bank anticipates one rate cut this year and another next year, with a terminal rate of 3.0%-3.25% - impacts interest-rate-sensitive sectors and fixed-income markets.
  • Updated Fed projections are likely to show higher headline inflation and softer growth but an unchanged dot plot; this affects growth forecasts and Treasury market positioning.
  • Markets guidance from Morgan Stanley includes a neutral stance on U.S. Treasury duration, long 2-year SOFR swap spreads, and received positioning in June FOMC OIS; FX markets may see downside risk to the U.S. dollar if Chair Powell emphasizes looking through energy-driven inflation.

Morgan Stanley expects the Federal Reserve to leave its policy rate unchanged at the forthcoming meeting, while preserving what the bank describes as an easing bias in the face of oil-induced inflationary pressures.

In a research note, Chief U.S. Economist Michael Gapen said the firm continues to see the median Federal Reserve official projecting one interest-rate reduction this year and another in the following year, with the terminal federal funds rate remaining in the 3.0% to 3.25% range.

Gapen acknowledged that the recent oil price shock should push up headline inflation forecasts. He added, however, that both modelling and recent public comments from Fed officials indicate the central bank is likely to "look through" energy-driven price movements rather than react to them with tighter policy.

Morgan Stanley expects the Federal Open Market Committee to vote to hold rates steady, but forecasts that the meeting will see three dissents favoring an immediate rate cut, up from two dissents in January. The note cites signals from Governors Bowman, Waller and Miran, each of whom the bank says has indicated support for rate reductions.

"We have high conviction that the Fed will not respond with rate hikes," Gapen wrote. He further argued that the appropriate policy response is for the Fed to "look through" energy price pressures, remain on hold, or move to cut rates if economic activity weakens.

According to Morgan Stanley, the Fed’s updated projections should display higher headline inflation and a softer growth outlook, while leaving the dot plot unchanged.

On market positioning, the bank recommends a neutral approach to U.S. Treasury duration. It also advises maintaining long positions in 2-year SOFR swap spreads and staying received in June FOMC OIS contracts.

In currency markets, Morgan Stanley sees downside risk for the U.S. dollar if Chair Jerome Powell stresses that the Federal Reserve is discounting energy-driven inflation. The note cautions that "oil market developments" are likely to remain a central influence on foreign exchange trading.


Contextual note: The research outlook and market recommendations outlined above are those presented by Morgan Stanley in its analyst note and reflect the firm’s expectations as described by Michael Gapen.

Risks

  • Rising oil prices could lift headline inflation forecasts, complicating policy communication and affecting inflation-sensitive sectors, including energy and commodities markets.
  • Internal dissent within the FOMC may increase - Morgan Stanley expects three dissents in favor of a cut, up from two in January - introducing policy uncertainty for rate-sensitive assets such as Treasuries and swaps.
  • Currency markets remain sensitive to oil developments and Fed messaging; if Chair Powell signals that the Fed will look past energy-driven inflation, the U.S. dollar could face downside risk, affecting exporters and importers exposed to FX movements.

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