Economy February 10, 2026

Kaiser Agrees to $30 Million Settlement with Labor Department Over Mental Health Network and Claims Practices

Settlement resolves investigations into provider network adequacy and use of patient questionnaires to deny care; Kaiser to fund out-of-network reimbursements and reform access and review processes

By Sofia Navarro
Kaiser Agrees to $30 Million Settlement with Labor Department Over Mental Health Network and Claims Practices

The U.S. Department of Labor reached a settlement with Kaiser Foundation Health Plan to conclude multiple probes into the insurer's handling of mental health and substance use disorder services. The agreement requires Kaiser to reimburse members for out-of-network costs, pay a federal civil penalty, and change internal policies to shorten wait times and improve care review procedures.

Key Points

  • The U.S. Department of Labor settled multiple investigations with Kaiser Foundation Health Plan over mental health and substance use disorder service practices.
  • Kaiser will pay at least $28 million to reimburse members for out-of-network mental health and substance use disorder care and a $2.8 million penalty to the federal government.
  • Kaiser agreed to policy changes aimed at reducing appointment wait times and improving care review processes to ensure medically necessary care.

The U.S. Department of Labor announced on Tuesday that it has reached a settlement with Kaiser Foundation Health Plan to resolve several investigations into the health plan's practices for mental health and substance use disorder services. The Labor Department said the agreement addresses allegations that Kaiser did not maintain sufficient provider networks for these services and that it improperly relied on patient responses to questionnaires when denying care.

Under the terms of the settlement, Kaiser will provide at least $28 million in compensation to cover costs incurred by members who sought out-of-network mental health and substance use disorder treatment. In addition, the company will pay a $2.8 million penalty to the federal government, according to the Labor Department's statement.

As part of the agreement, Kaiser has committed to revising policies and procedures to address the issues raised in the investigations. The Labor Department said the reforms include measures intended to reduce appointment wait times and to improve care review processes so that members receive medically necessary care.

In an emailed response, the company said it has implemented numerous improvements to its mental health care delivery system and acknowledged that there remains additional work to align interventions and therapies with members' expectations and to achieve the best patient outcomes. The company also stated that the settlement does not involve current practices or issues.

The settlement therefore includes both monetary remediation for members who paid for out-of-network services and operational changes Kaiser has agreed to make to its network access and utilization review processes. The Labor Department framed the agreement as a resolution to the multiple probes into network adequacy and the use of patient questionnaire responses in coverage decisions.

Details released by the Labor Department highlight two primary elements of the settlement: financial compensation for affected members and commitments by Kaiser to reform internal procedures related to access and clinical review. The company will satisfy the financial component through the at-least $28 million reimbursement fund and the $2.8 million civil penalty. The operational commitments are intended to address appointment availability and the handling of reviews that determine medical necessity.


Context note: The information above reflects the terms and statements contained in the Labor Department's announcement and Kaiser’s emailed response. The settlement resolves the specific investigations referenced by the Labor Department.

Risks

  • Potential operational challenges in implementing the agreed reforms - primarily affecting Kaiser’s network management and utilization review functions within the health insurance and managed care sectors.
  • Financial impact of the settlement on Kaiser’s expenses related to reimbursements and the federal penalty - directly relevant to the insurer and broader healthcare financing.
  • Uncertainty about the scope of the previous practices that prompted the investigations - the Labor Department’s probes covered multiple issues, and the company emphasized the settlement does not pertain to current practices.

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